Well, I've been hammering away at my credit for 5 years now and just starting to reap the benefits of my labors. I was pre-approved for the platinum as well as the premier rewards but decided to go for the premier rewards because I don't fly much or use much of the benefits to make it worth paying the AF. I'm happy with the gold for now and can't wait to upgrade in a few years when I can take advantage of the platinum perks!
Sorry, new to the forum and not keen on most abbreviations. I'm assuming SL is spending limit? I'm not sure what the limit is. Is there a way to find that out? The card just says no preset spending limit. I have an amex every day blue with a 24k limit and a sapphire preferred with a 26.5k limit, so I'm assuming that the limit on the gold card is around there but not sure. According to Amex's FICO I'm at a 722.