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Approved for BBR #2 - $7K

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SunriseEarth
Moderator Emeritus

Approved for BBR #2 - $7K

I'm not very good at Gardening.

 

I got my first Better Balance Rewards CC to pay for my Disneyland AP.   However, I realized that this card was a very good BT card, so I moved my Discover balance onto that card and took the Disney AP monthly billing off that card.   But I realized that I liked using it for the AP and I enjoyed the BankAmeriDeals (which I have also quit using due to the BT).   So I decided to apply for a second BBR.

 

The BofA computer had to think for a long long time, it seems.   But it came back with an "instant" approval for a $7000 SL!   That should be more than enough for my needs.  

 

Time to go turn in my silver spade and get a new seedling.  

 

**UPDATE (8/31) -- BBR #2 just showed up in my BoA login.   Looks like I was approved with a 14.24% APR once the promo APR expires.  This is 2% better than BBR #1's regular purchase APR! **



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | Venmo VS $30000 | Cash+ VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Jared Gold Card $19000 | Citi Custom Cash MC $16600 | Freedom Flex WEMC $16500 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $13500 | Belk MC $10000 | Sephora VS $6900 | Wayfair MC $4500 | ~~
Message 1 of 15
14 REPLIES 14
SunriseEarth
Moderator Emeritus

Re: Approved for BBR #2 - $7K

Oh yes....you may want some data.   My EX08 is 775...income is $55K...overall UTIL is 3%.



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | Venmo VS $30000 | Cash+ VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Jared Gold Card $19000 | Citi Custom Cash MC $16600 | Freedom Flex WEMC $16500 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $13500 | Belk MC $10000 | Sephora VS $6900 | Wayfair MC $4500 | ~~
Message 2 of 15
Anonymous
Not applicable

Re: Approved for BBR #2 - $7K

Well done! 

Message 3 of 15
Anonymous
Not applicable

Re: Approved for BBR #2 - $7K

Wow! Congratulations! Well done!

Message 4 of 15
Anonymous
Not applicable

Re: Approved for BBR #2 - $7K

This is a very nice SL with BOA... Congrats... In about 4 months a link will show for a CLI and don't forget to to request x 4 the SL ...Smiley Wink

Message 5 of 15
UncleB
Credit Mentor

Re: Approved for BBR #2 - $7K

Great job my friend!

 

I've actually been considering putting BBR#2 on my 'wish list' for next year.  I'm using BBR#1 right now for a BT that is 0% through next September, but once that is PIF I'll have some serious thinking to do! 

 

(Remember that if you want to put a BT on the new BBR, you can get a better deal by calling in.  I got 15 months instead of 12.)  Smiley Wink

 

Again, congrats!

 

party.gif

Message 6 of 15
pizza1
Community Leader
Super Contributor

Re: Approved for BBR #2 - $7K

Congratulations SRE!! Thats awesome! I haven't seen very many dbl BBR approvals, so very nice indeed! EnjoySmiley Happy
Message 7 of 15
ddemari
Super Contributor

Re: Approved for BBR #2 - $7K

Very nice work! Glad you got the instant approva and 7k is very nice with boa.
Enjoy!!!
Message 8 of 15
Pway
Valued Contributor

Re: Approved for BBR #2 - $7K

WTG, enjoy your new card.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 9 of 15
CreditMagic7
Mega Contributor

Re: Approved for BBR #2 - $7K

Also have been nothing but pleased with BofA ever since day one and they just get better with time.

 

Congratulations on BBR number (2). There are simply so many options with BofA and they do REALLY ROCK!

Message 10 of 15
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