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There are exceptions to every rule and this is no different. Could be that you were pre-qualified/approved and didn't know it and just had to apply. General consensus is 5x24 is very much alive for most people unless get offers through online or in branch.
Hi there OP I have merged the 2 threads you created on this into this thread here in approvals, please refrain from cross posting the same topic it can lead to confusion by the members and it is not inline with our OS. Grats on your new card and thanks for your understanding