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Approved for CSP and Amex BCE

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Anonymous
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Re: Approved for CSP and Amex BCE

Super congrats!  Smiley Very Happy  Both great cards!!!

Message 21 of 22
Anonymous
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Re: Approved for CSP and Amex BCE


@j615 wrote:

I decided to apply for the Chase Sapphire Preferred Card and was approved instantly online for $10,000. Overjoyed and 2 days later, I went ahead and applied for the American Express Blue Cash Everyday Card. Amex also approved me instantly online for $4,000.

 

I contacted both Chase and Amex right after the approvals to ask for my new cards to be expedited. Chase said since it's my first account with them, it'll take 4–5 days. However, my card arrived via UPS in 2 business days. Amex said they couldn't expedite a new account, so it arrived today via snail mail 6 business days later.

 

After I activated my Amex BCE, I set my alerts and then gave the 3X CLI a shot immediately. I did the request online and was instantly approved bringing the CL to $12,000. (Amex did not backdate my BCE even though I have the TrueEarnings Card as an AU.)

 

Profile before applying:

 

myFICO Score 8:
EQ - 798, TU - 826, EX - 815

 

INQ:
EQ - 3, TU - 0, EX - 1

 

AAoA:
EQ - 5y, TU - 4y, EX - 5y

 

Utilization:

2%

 

I think I'll wait a while before applying for my next one. Give myself some time to think about which card to go for, and also to let my new accounts age a bit.

 

I've learned a lot reading myFICO Forums. Thanks to all for sharing all the valuable knowledge.


With that TU score and zero inquiries, you might want to take a look at the Barclays Sallie Mae.

Message 22 of 22
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