cancel
Showing results for 
Search instead for 
Did you mean: 

Approved for Chase Freedom - Did I get a Platinum or Signature?

tag
Anonymous
Not applicable

Approved for Chase Freedom - Did I get a Platinum or Signature?

Logged into my Chase account for my regular banking stuff and saw I could look prequalified offers. Curosity got the best of me and I went through that flow and was offered Slate or Freedom. Thanks to this forum, decided on Freedom due to the 5% cashback bonuses. Completed the application form, got the approval, and should be getting something within the next week or so.

 

Anyway, after doing further research I see there are varying types of Freedoms with different benefits. Obviously the Signature is the one to have based on the benefits. Is there any way to figure out what card type I recieved prior to receiving the card? I didn't see anything online that would lead me to understanding which I got.

 

If it helps, I was granted a $12k Credit Access Line. Been a Chase customer for about 10 years w/ Primary Checking, 2 active CCs (Amazon & Flexible), and a paid auto loan. Never missed a payment on any of them. Don't remember what my Credit Score is, but last check was about a year ago and I believe the score was 726, but I'm not certain.

 

Thanks in advance.

 

 

 

 

 

 

Message 1 of 14
13 REPLIES 13
coldnmn
Mega Contributor

Re: Approved for Chase Freedom - Did I get a Platinum or Signature?

Congrats! With that CL my guess it will be a signature. Welcome to the forum and thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 14
DELSOL2020
Established Member

Re: Approved for Chase Freedom - Did I get a Platinum or Signature?

+1

Current Score: EX 686, EQ 679, TU 724 May 04, 2015
Short Term Goal: EX 700, EQ 700, TU 700
Goal Score: EX 750, EQ 750, TU 750
Message 3 of 14
Anonymous
Not applicable

Re: Approved for Chase Freedom - Did I get a Platinum or Signature?

Cool, thanks both of you. No big deal either way, just curious. I'll update with what I end up getting.

 

Message 4 of 14
gdale6
Moderator Emeritus

Re: Approved for Chase Freedom - Did I get a Platinum or Signature?

Grats on your Chase Freedom Smiley Happy

Message 5 of 14
NursePurse
Frequent Contributor

Re: Approved for Chase Freedom - Did I get a Platinum or Signature?

CongratsSmiley Happy

EQ FICO 694 TU FICO 689 EXP FICO 695(Started rebuilding in Nov 2013, student loan charge-off's dating from 2011, all marked as paid on CRB's) 14% Utl Chase United Mileage Plus $5G/Citi DoubleCash $4G/USAirways MC $5G/NFCU cashRewards $11,500/Navcheck $10G/Cap1 Quicksilver1 $2,500/Cap1 Quicksilver1 $2G/Gap $2500/Barclay Rewards MC $1G/Walmart $2,500/CareCredit joint $8400 LOFT/Express/VS all $2500 /J.Crew$7500/True Value $3G/True Value Discover$3G/Nordstrom $6G/Amazon $4G/ Amex Hilton HHonors $1G/Chase Amazon $500/Chase Freedom $2G/Paypal MC $4G/Amex Everyday $2G/Venture $5G/Amex Costco$2G
Message 6 of 14
ezdoesit
Valued Contributor

Re: Approved for Chase Freedom - Did I get a Platinum or Signature?


@Anonymous wrote:

Cool, thanks both of you. No big deal either way, just curious. I'll update with what I end up getting.

 


I just applied for and was approved for the freedom Monday to go with the CSP I got approved for the previous Thursday.  Before I applied for the freedom I called and asked about the card the CSR said that they try to approve for the Visa Signature first if not then you get the platinum.  I believe the criteria is a limit above 5k.  From what I read they want to give out the Visa siggy first because they have higher fees that they charge the merchant.

 

Big congrats BTW great starting limit.

Message 7 of 14
Anonymous
Not applicable

Re: Approved for Chase Freedom - Did I get a Platinum or Signature?

Thanks everyone.


The high starting limit was a bit of a surprise. Wasn't expecting or wanting anything near that much. Something around $2-5k would have been just fine for me. This is about 2x my two other CC's combined ($6500). Didn't even really need a new card, but once I saw I was preapproved, I said why not? 

 

Anyway, I'm happy to see they trust me with this amount of credit and the high starting limit will be helpful in case of an emergency.

 

Also noticed that I have a Credit Access Line as opposed to a Credit Limit. From what I gathered, in everyday usage, it won't matter, but that was something I hadn't had previously. 

 

Message 8 of 14
Anonymous
Not applicable

Re: Approved for Chase Freedom - Did I get a Platinum or Signature?

I saw that others have contacted Chase through the secure message center for inquiries and I decided to do the same. 

 

Just got got a reply back from Chase and they verified it was a Freedom Signature card. Woohoo! I'm not picky and either type would have been fine but the additional benefits of a Signature will be nice to have. 

 

Thanks again everyone. 

Message 9 of 14
alvon123
Super Contributor

Re: Approved for Chase Freedom - Did I get a Platinum or Signature?

congrats


Message 10 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.