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Approved for Chase United Explorer

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IWOL
Established Contributor

Approved for Chase United Explorer

I was approved for the Chase United Mileage Explorer card. Happy to be in with Chase, was previouslly declined for CSP a few months ago.

 

I got an instant approval and it said my CL is $2000. I thought this card was a Visa Sig with minimum $5k limit?

 


Message 1 of 20
19 REPLIES 19
baller4life
Super Contributor

Re: Approved for Chase United Explorer

Congrats. Nice card!

Message 2 of 20
Walt_K
Senior Contributor

Re: Approved for Chase United Explorer

From the Offer Details section on Chase's website:

 

MILEAGEPLUS EXPLORER CARD:
You will first be considered for a Visa Signature card. If you do not qualify for the Visa Signature card, you will automatically be considered for a Visa Platinum. The Signature and Platinum cards have different credit availability and benefits/benefits levels. For pricing details, please seePricing & Terms. For benefits details, please read your credit card benefits materials which will be mailed after your account is established.

 

You may have been approved for a Visa Platinum.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Message 3 of 20
Stiga9
Regular Contributor

Re: Approved for Chase United Explorer


@IWOL wrote:

I was approved for the Chase United Mileage Explorer card. Happy to be in with Chase, was previouslly declined for CSP a few months ago.

 

I got an instant approval and it said my CL is $2000. I thought this card was a Visa Sig with minimum $5k limit?

 


Congrats!

 

No, that is only a rumor. Chase tries to give out the Visa Sig $5K amount as much as they can (since they make more money off it). But if your profile doesn't qualify then they'll give out the lower limits.

Message 4 of 20
Lin55
Frequent Contributor

Re: Approved for Chase United Explorer


@IWOL wrote:

I was approved for the Chase United Mileage Explorer card. Happy to be in with Chase, was previouslly declined for CSP a few months ago.

 

I got an instant approval and it said my CL is $2000. I thought this card was a Visa Sig with minimum $5k limit?

 


congrats! What was your overall UTIL when you were approved? I am wanting one as well.

Message 5 of 20
gdale6
Moderator Emeritus

Re: Approved for Chase United Explorer

Congrats Smiley Happy

Message 6 of 20
myjourney
Super Contributor

Re: Approved for Chase United Explorer


@IWOL wrote:

I was approved for the Chase United Mileage Explorer card. Happy to be in with Chase, was previouslly declined for CSP a few months ago.

 

I got an instant approval and it said my CL is $2000. I thought this card was a Visa Sig with minimum $5k limit?

 


Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 20
IWOL
Established Contributor

Re: Approved for Chase United Explorer

Im not sure yet who they pulled but I'm assuming it was probably EX. 

 

My my current scores are EX 650 EQ 699 TU 694 all from here. Discover TU is 686

 

my current Util is 34%. AAoA is 3 years. 

 

I also applied for the AMEX Delta today but was declined for that.

 

 


Message 8 of 20
B335is
Moderator Emeritus

Re: Approved for Chase United Explorer

Congrats!

 

I have no idea where the $5k limit rumor started, but back when I got this card it was also for $2k non-sig.

Message 9 of 20
-Wade-
Valued Contributor

Re: Approved for Chase United Explorer


@IWOL wrote:

I was approved for the Chase United Mileage Explorer card. Happy to be in with Chase, was previouslly declined for CSP a few months ago.

 

I got an instant approval and it said my CL is $2000. I thought this card was a Visa Sig with minimum $5k limit?

 


Congrats Smiley Happy WTG

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 10 of 20
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