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Approved for Citi Double Cash!

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Valued Contributor

Re: Approved for Citi Double Cash!


@Readyformyhome wrote:

This is my first card with Citi. I applied solely for the balance transfer 0%... I usually PIF but needed to put 6k on a card I can't pay off for a few months. Approved for $8,500 with TU pull of 745. 

That's the highest intro CL I've ever gotten and actually my second highest CL in general. Very pumped!


Congratulations :-)

That is a great SL on a DC card!!!

 I'm excited for ya :-)

Many happy swipes to you!!

Cheers

Message 21 of 26
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Established Contributor

Re: Approved for Citi Double Cash!

That's fantastic! I've been looking at this card also. 

Glad it worked out so well for you!

Message 22 of 26
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Established Contributor

Re: Approved for Citi Double Cash!

Congratulations!! Nice SL! 

 

DPs? I want to apply for a 0% APR card but I am not sure if Citi has limits or is strict in regards to 5/24-6/24 etc. I opened my Citi Costco about 4-5 months ago. I started receiving SP language for a CLI 3 months after opening.

Sept 18: EQ: 578 TU: 583 EX: 576
Sept 19: EQ8: 640 TU8: 645 EX8:640 April 20': EQ8: ??? TU8: 680 EX8: 673
Goal by Sept 20’ EQ: 700 TU: 700 EX:700

AA:


Goal: Auto Lease 2020 Jeep MOAB
Goal: Chase Sapphire Preferred
Goals Achieved Nov 19’: First Chase CC, Marriott Bonvoy w/ lowest APR rate of 17% April 20': First Citi CC W/ 15% APR rate Total CL:$21,400
Message 23 of 26
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Valued Contributor

Re: Approved for Citi Double Cash!

Congrats on the approval!

Message 24 of 26
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Community Leader
Super Contributor

Re: Approved for Citi Double Cash!

Citi has an 8 day mininum gap between apps and no more than 2 apps for Citi cards in a 60 day (recommended to use 65 days though) sliding window, neither of which sounds relevant here. 

 

They do have an unannounced general 6/6 rule where 6 or more inquiries over the last 6 months regardless of who pulls them usually leads to a denial and depending on your profile overall they will deny for even less than that.

 



(7/2020)
FICO 8 (EX) 798 (TU) 800 (EQ) 793
FICO 9 (EX) 817 (TU) 815 (EQ) 812

$1M+ club

Artist formerly known as ColdFusion
Message 25 of 26
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Established Contributor

Re: Approved for Citi Double Cash!

I have more than 5/24 due to finishing a graduate program (a few student loans, which I then consolidated, all of which show as new accounts) plus buying a house in December (mortgage was then immediately sold, so there goes another "new" account). I've given up on Chase for this reason! 

I have 5-7 inquiries in the last 2 years (3 in the last 6 mo), newest account is an Apple Card from a month or so ago, plus the aforementioned mortgage/SLs. I have 60+ total accounts. 

FICO8: Low 700s. FICO9: Mid 700s. Goal: 800 club
Message 26 of 26
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