Approved for Citi Simplicity!!

Anonymous · ‎12-03-2015

0% for 21 months, 2000 limit! Nowe my cards are chase freedom and slate, bank of America bbr, citi, kay, and syncrony !!

Any word on if I can call to get limit bumped up without another HP?
I think I will go in garden now, no word yet on what bureau they used.
Any experiences, stories, horror stories people have with this card?

Anonymous · ‎12-03-2015

congrats

Anonymous · ‎12-03-2015

I took a 2nd HP upon card activation to be turned down for a cli. YMMV

Citi doenst seem to lenient with their cli.

I had a 698 EX.

B335is · ‎12-03-2015

Congrats! Agree with dead end, expect another HP and a 50/50 chance of getting a CLI approved.

brewcrew87 · ‎12-03-2015

I was just approved for this card a few weeks ago so I could use the BT offer to pay off a contractor for some home improvement projects with the 21 month intro APR.

Citi gave me a $7,100 SL, but I wanted more and didn't really care about the extra HP (pulled EQ and EX for the approval, but only EQ for the CLI), so I asked for a $25,000 limit online. It went pending for about 15 minutes or so and then I received an email with a partial limit increase up to $15,000.

It will definitely be a HP if you want to up it right away, but depending on your scores it might be worth it.

Main Cards: CSR(30k), DiscoverIT(50k), Freedom(10.5k), Ink+(17k), SallieMae(17.5k), 3x BoA MLB(24k), 2x BoA BBR(16k) and probably too many other cards at this point...
Current Score: EQ: ??? TU: 799 EX: 784 - Last Updated 2-2-17 - Last CC App 11/25/16

Anonymous · ‎12-03-2015

I got an EO increase after being denied by the luv button for too new account. Had mine increase form 1700 to 5000. The account is only a week old. Funny enough there has been no new inquires from them.