Approved for Discover it Cash Back Card 4 month's after chapter 13 discharge !

[CreditAggie]

Congratulations on your Discover approval!

[Tn1898]

I'm new so forgive me if this is a dumb question. Are we supposed to be closing the lower limit cards as higher limit/better card options become available? 

[Tn1898]

What's the 5am pre-qual tool? I tried to google but couldn't figure it out thanks! 

[Ga2588]

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@Tn1898 wrote:

What's the 5am pre-qual tool? I tried to google but couldn't figure it out thanks! 

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It most likely won't show up on google. If you are referring to the NFCU hack. During early hours humans aren't doing the approvals. It's rumored that the approval chances are higher durning those hours. Seems to be true as it worked for me. Since April I actually tried the pre-approval tool and it only offered the Nrewards card. I just pulled the trigger and applied for the Cash rewards card (Green card) in 12/24 and was approved for the Green rewards plus (If CL is more than 5k you get the plus. If CL is under 5k regular card. SN.. it was 1 year post discharge.