Approved for Venmo Visa

[christine123]

I got a $7k limit for Venmo visa. I'm not sure why because my fico score is 664 and probably lower when I applied because I applied for several cards at once and got denied by all except Wells Fargo who said they need to "verify information " before making a decision. But I wanted a visa signature that wasn't a credit line like Upgrade which is "signature" and I have $9450 limit. 
I filed bankruptcy 11/21

I don't carry a balance on my cards.

I currenfly have:

upgrade Triple Rewards $9450

capital one quicksilver $3300

Capital one Savor One $3000

capital one Venture one $4000

Mercury Mastercard $3500

venmo visa $7000

Credit one "Amex" $3000

Credit one "Amex" $1700

ollo rewards $1500

I am done for at least 2 years. I want to grow with Cap One and Venmo. Just wonder why the high limit with Venmo with BK and mediocre credit score

[coreyb80]

Congrats on the approval!

[FireMedic1]

Congrats @christine123 and welcome to the forums. Good idea on the break. Your set for a while.

[GZG]

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@christine123 wrote:

I want to grow with Cap One and Venmo. Just wonder why the high limit with Venmo with BK and mediocre credit score

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Because Synchrony Bank likes you, some banks are more generous with higher income post BK profiles, some aren't.

Your other cards (not upgrade) have lower starting caps for the amount they are willing to give profiles like yours, looking outside of Cap1 and the BK rebuilding lenders, otto, mercury, credit one, you can find higher limits, like Synchrony.

Congrats, very nice approval!! 

[JoeRockhead]

Nice SL, congratulations on your approval!

[christine123]

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@FireMedic1 wrote:

Congrats @christine123 and welcome to the forums. Good idea on the break. Your set for a while.

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Thank you ! I've lurked around here for awhile and gained some valuable insights. Wish I had known about all this stuff sooner. 

[christine123]

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@GZG wrote:

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@christine123 wrote:

I want to grow with Cap One and Venmo. Just wonder why the high limit with Venmo with BK and mediocre credit score

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Because Synchrony Bank likes you, some banks are more generous with higher income post BK profiles, some aren't.

Your other cards (not upgrade) have lower starting caps for the amount they are willing to give profiles like yours, looking outside of Cap1 and the BK rebuilding lenders, otto, mercury, credit one, you can find higher limits, like Synchrony.

Congrats, very nice approval!! 

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Ah ok, makes sense 

[christine123]

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@JoeRockhead wrote:

Nice SL, congratulations on your approval!

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Thank you!

[christine123]

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@JoeRockhead wrote:

Nice SL, congratulations on your approval!

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Thank you! I was pleasantly surprised 

[christine123]

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@FireMedic1 wrote:

Congrats @christine123 and welcome to the forums. Good idea on the break. Your set for a while.

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Yes thanks. I suppose I'll be gardening for some time now. I'm pleased with what I have with bk not even two years old