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Approved for Wells Fargo Reflect - $7500 Starting Limit

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difringe
Established Contributor

Re: Approved for Wells Fargo Reflect - $7500 Starting Limit


@gdale6 wrote:

@difringe wrote:

@leo222 wrote:

Finally got the card today - Wells is certainly a strange one. Went to do the balance transfers, and it said I didn't have any available. For some reason, I had to end up calling them, and doing it manually (the woman on the phone seemed to imply that this is what everyone needs to do with this card). Also, I went to add my bank (a regional credit union), and the site was not able to do it. I'm sure it won't be an issue when I call them up, but I definitely didn't have either of these things happen to me with any other balance transfer card.


I ended up using the SUPERCHECKS that they sent with the card to deposit the amount in my bank account and pay the balances myself.  I swear these auto balance transfers are nothing but trouble, I did one for my NFCU Platinum card and they freaking charged the balance transfer twice lol. Would much rather if all of these lenders just offered the check option to put it in our hands. It's quicker and more effective in my experience.


I too prefer checks where I control it. May be giving up one of my FNBO cards if they dont return to mailing me checks, currently they offer only digital give us the info and we will send on one of my accounts.


Not to sidetrack this thread, but that's super annoying lol. I ended up calling NFCU and they gave me a credit for my troubles, then told me to call the lender and have them send write me a check in the amount of the overpayment lol. I can get why they don't like doing checks (the idea basically being that those checks aren't always being used to transfer balances), but there's gotta be some midway point where we don't have to wait 2 weeks for a lender-initiated bt to clear and they don't have to be concerned that the checks we're writing aren't for balance transfers.

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