Reallocation of CL's example (mine)
BankAmericard SL $1200
Customized Cash Rewards SL $1200
I "reallocated" $700 of the $1200 CL on BankAmericard to the CCR to take that CL up to $1900. All I could move was $700, as they require $500 CL remaining on "donor card".
This reallocation can be helpful for utilization if a person wants to keep monthly usage down as far as utilization metrics go. Say you would normally on average spend $500 mo. on card. The higher your CL on that card, the lower the individual account utilization. $500 of $1900 is about 26% UTI, whereas $500 of $1200 is about 42% UTI.
You also might want to read through the thread below for another great example of 2 BofA credit cards issued one after another, resulting in 2 new - $22.5k SL cards being reallocated or "combined" into ONE $45k CL card which better suited OP's needs
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bank-of-America-Approval/td-p/6501155
@CyberMaster wrote:I goofed earlier and thought CB meant a bank instead of cash back. 🤪🤣
Aaaactulay,, a PayPal credit line is/was my Very First line of crdit back like almost 6 years ago. It shows in my credit reports with the age. I'm not too sure if that really counts to All Bureau's? If it does count to All of them, my real age my credit is then almost 6 years! 😄 Do u know more about that subject?
If you can provide us with your DP's (data points) in order preferably, we can better answer your questions and offer possible suggestions for you.
What cards do you currently have? What are their CL's (credit limits)? When did you acquire them?
What is age the oldest open credit account (all types)?
What is the age of your oldest closed credit account (all types)?
What is the age of your oldest revolving credit account?
What is the age of your most recently opened revolving account?
How many hard inquiries on EX (Experian) in last 0/6/12/24 months?
How many hard inquiries on TU (Transunion) in last 0/6/12/24 months?
How many hard inquiries on EQ (Equifax) in last 0/6/12/24 months?
Have you recently applied for any loans (personal, auto, mortgage, student)?
Do you foresee the need to apply for a loan within the next 2 years? If so, what type and approximately when?
Do you have any derogatories, collections, bankruptcies, or other baddies in the closet?
Where are you getting your scores and/or reports you mentioned from? Score model and whether it's FICO or Vantage makes a big difference.
What is your annual verifiable income? You mentioned self-employment, and that can be an impediment if lender requests POI (proof of income).
Providing this info in a more complete fashion can make a big difference in advice/suggestions members here can provide.
Welcome to MyFico forums!!
Oh...and here's a very helpful list of commonly used acronyms:
https://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/m-p/88458
Congrats on your BOA Customized Cash Rewards approval
I did this, then moved the credit line from the second card to the first for a nice jumbo line 
@Who_wuda_thought wrote:
If you're feeling lucky, you can apply for a different add'l BofA card and if within 30 days, it will not incur add'l HP. I did this, same day within a couple of hours. Received same SL on both card approvals. My intent w/2nd card is to eventually product change (when eligible) to another Customized Cash Rewards card.
