@Schrodinger wrote:It's been a really fantastic day for me!
My journey? It all started out with Comenity CC's (Victoria's Secret, Abercrombie & Fitch). I had two incidents of baddies way back in 2007 due to the fact of being young, immature and forgetful. I've always tried to apply for credit cards during then and would always receive a denial letter. Feeling discouraged, I remember I did a few web-based searches and found out about this forum many years ago - you guys have helped me out so much.
After gardening for quite some time - I finally was approved with Audi Financial Services for a 42K brand new car in July 2014.
Today, I was curious and applied for American Express Gold Delta Skymiles and the Green Card.
I was approved instantly for both and for the Amex Gold Delta Skymiles, my CL is set at 10K!
I haven't checked my credit reports recently but will probably do so by the new year - sort of amazed at my high CL!
Thanks for reading - without this forum, it would have never happened!
Congrats on all three! I Love my Audi (10 years old now, and still love driving it!). That's a great starting limit on the AMEX, be sure and check out the AMEX 3x CLI thread if you haven't already.
@Schrodinger wrote:It's been a really fantastic day for me!
My journey? It all started out with Comenity CC's (Victoria's Secret, Abercrombie & Fitch). I had two incidents of baddies way back in 2007 due to the fact of being young, immature and forgetful. I've always tried to apply for credit cards during then and would always receive a denial letter. Feeling discouraged, I remember I did a few web-based searches and found out about this forum many years ago - you guys have helped me out so much.
After gardening for quite some time - I finally was approved with Audi Financial Services for a 42K brand new car in July 2014.
Today, I was curious and applied for American Express Gold Delta Skymiles and the Green Card.
I was approved instantly for both and for the Amex Gold Delta Skymiles, my CL is set at 10K!
I haven't checked my credit reports recently but will probably do so by the new year - sort of amazed at my high CL!
Thanks for reading - without this forum, it would have never happened!
Hello , I kind of where you where a while ago. Im doing some cleaning up my self I stated with EFX score of 452 now upto 598 in about 3 months of just having itmes removed now I am setting up some new secured cards and paying down the balance on one I already have. I just wanted to request that you tell a lil more about your journey and time line. from bad to good credit. What steps did you take . Please, Im looking just for some direction and some inspiration.
Thanks Again,
Ben from Tucson!
Welcome to Club AMEX ... congrats!
Congrats...
@Schrodinger wrote:It's been a really fantastic day for me!
My journey? It all started out with Comenity CC's (Victoria's Secret, Abercrombie & Fitch). I had two incidents of baddies way back in 2007 due to the fact of being young, immature and forgetful. I've always tried to apply for credit cards during then and would always receive a denial letter. Feeling discouraged, I remember I did a few web-based searches and found out about this forum many years ago - you guys have helped me out so much.
After gardening for quite some time - I finally was approved with Audi Financial Services for a 42K brand new car in July 2014.
Today, I was curious and applied for American Express Gold Delta Skymiles and the Green Card.
I was approved instantly for both and for the Amex Gold Delta Skymiles, my CL is set at 10K!
I haven't checked my credit reports recently but will probably do so by the new year - sort of amazed at my high CL!
Thanks for reading - without this forum, it would have never happened!
thats a very nice job, congrats