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Approved for the 1-2-3 Kroger Reward card!

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patrick00032001
Regular Contributor

Approved for the 1-2-3 Kroger Reward card!

I had recieved a pre approval in the mail for this card, and I shop Kroger quite frequently, the rewards seemed to be top notch! I applied on Friday and didnt recieve and instant decision, so today I get an email my application has been approved, but no other information was available, I called into customer service to inquire about the terms and limit, I was approved for a credit line of $17,000.00 with a promotional APR of 0% for nine months then and APR of 18.99% after. They pulled my TransUnion 04 Classic score, which came back at 748! US Bank rocks! This will be my go to card for fuel and groceries! Just blown away by the credit line!

Discover IT $32,500, Chase Freedom $1,000.00, Sears Mastercard $10,000, Wal-Mart DC $10,000.00, Kohl's $3,000.00, Chase Slate $52,000.00, 3 Rivers FCU Platinum Mastercard $25,000.00, IU Credit Union $25,000.00, Penfed LOC $25,000.00, Fort Financial CU $15,000.00, Home Depot $22,000.00, Lowe's $20,000.00, Penfed Power Cash Rewards $25,000.00, PenFed Travel Amex $25,000.00, Value City Furniture $10,000.00, PNC Points Visa Signature $15,000.00, GM Buy Power card $5,000.00, BOA 123 Visa Siggy, $62,000.00, Citi DC $15,000.00, GM Extended Family $3,000.00, Fire, Police, City, County, FCU $10,000.00, TU 791, Eq 765, Exp 772

Message 1 of 11
10 REPLIES 10
coldnmn
Mega Contributor

Re: Approved for the 1-2-3 Kroger Reward card!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 11
myjourney
Super Contributor

Re: Approved for the 1-2-3 Kroger Reward card!

Congrats that card will get some use 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 11
MsLadyRover
Valued Contributor

Re: Approved for the 1-2-3 Kroger Reward card!

Congratulations! Nice limit!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 4 of 11
Epcot
Valued Contributor

Re: Approved for the 1-2-3 Kroger Reward card!

That's great, Congrats on the approval and nice CL!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 5 of 11
alvon123
Super Contributor

Re: Approved for the 1-2-3 Kroger Reward card!

wow!!! nice limit!!! congrats


Message 6 of 11
efranklin23
Valued Contributor

Re: Approved for the 1-2-3 Kroger Reward card!


@patrick00032001 wrote:

I had recieved a pre approval in the mail for this card, and I shop Kroger quite frequently, the rewards seemed to be top notch! I applied on Friday and didnt recieve and instant decision, so today I get an email my application has been approved, but no other information was available, I called into customer service to inquire about the terms and limit, I was approved for a credit line of $17,000.00 with a promotional APR of 0% for nine months then and APR of 18.99% after. They pulled my TransUnion 04 Classic score, which came back at 748! US Bank rocks! This will be my go to card for fuel and groceries! Just blown away by the credit line!


NIce limit! 

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 7 of 11
Anonymous
Not applicable

Re: Approved for the 1-2-3 Kroger Reward card!

Congratulations, but...

 

You do know this isn't your typical 1-2-3 rewards card? It would be more apt to name this the 0.5-1-1.5 card. 1000 points = $5, not $10.

 

Great starting limit, though.

Message 8 of 11
CreditMagic7
Mega Contributor

Re: Approved for the 1-2-3 Kroger Reward card!

Hey Yes!

Many Congrats on US BANK Approval!!

With US Bank i read they can be difficult to get in with. However home Mail Preapproval (targeted) is exactly how i got in with them and a very nice opening limit too.

They are very conservative so guard your useage intelligently and they will be there for you.

HAPPY SHOPPING!
Message 9 of 11
gdale6
Moderator Emeritus

Re: Approved for the 1-2-3 Kroger Reward card!

Congrats on your new US Bank Card Smiley Happy

Message 10 of 11
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