Approved with Credit Union!

Witchy_McGee · ‎07-23-2024

Current score 669 on EQ/EX/TU.

7 years out from BK7.

Just got a $10K SL approval through Michigan First Credit Union. Built a solid relationship. Have two auto loans with them, less than 12 payments left, on each. Did a secured credit rebuilder loan with them shortly after the BK.

I have been stuck in under $1K starting limit heck and this is the first large - for me - SL i've ever gotten.

Tending my tomatoes in the Garden

Starting Score: 397
Current Score: 436
Goal Score: 800

Take the myFICO Fitness Challenge

RebelRocket · ‎07-23-2024

Wow. What a major win! Congratulations on your approval and awesome limit after building yourself back!

keekers · ‎07-23-2024

Congrats.

Rdbeetle · ‎07-23-2024

Congrats on the MFCU approval!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
Walmart CashRewards WMC $5k
FICO 8 Scores: EX 796 I TU 800 I EQ 802

AndySoCal · ‎07-23-2024

Congrats on the credit card approval. You have done are are doing the hard work after the BK in rebuilding your credit. Keep going doing the path you are on now. Congrats again on the approval

FIC Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 807 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banking: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo

MissLiz · ‎07-24-2024

That's amazing! Congratulations!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce

NoMoreDebt · ‎07-26-2024

Congrats

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL