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Approved with low limit for BOA Better Balance Rewards?

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CollegeStudent530
Regular Contributor

Approved with low limit for BOA Better Balance Rewards?

I just got approved for Bank of America's Better Balance Rewards with a credit limit of $900.00.

 

All my other credit limits are in my signature. Does BOA grow with you? 

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Approved with low limit for BOA Better Balance Rewards?

BoA will grow with you, but they may have given you that limit based on your income level. You can always call and recon the initial credit limit, and see if they can increase it.

Message 2 of 11
darkpearl
Regular Contributor

Re: Approved with low limit for BOA Better Balance Rewards?

My Better Balance card is way lower than my other cards also as you can see in my sig, however how much are you really going to charge on it? It's one card where I feel a lower limit is OK. I also have another card with BOA that is way higher. You can HP CLI when you like (I've done it at least twice on the other card which I got in fall 2011).




Message 3 of 11
Anonymous
Not applicable

Re: Approved with low limit for BOA Better Balance Rewards?


@darkpearl wrote:

My Better Balance card is way lower than my other cards also as you can see in my sig, however how much are you really going to charge on it? It's one card where I feel a lower limit is OK. I also have another card with BOA that is way higher. You can HP CLI when you like (I've done it at least twice on the other card which I got in fall 2011).


I agree. They actually started my limit at 3K, but I called and recon'd it to 6K. I don't see myself wanting a higher limit on this card, so I won't be asking for any CLI's for my BBR. Now my BoA CR account I will eventually ask for another increase, but not for a while.

Message 4 of 11
CollegeStudent530
Regular Contributor

Re: Approved with low limit for BOA Better Balance Rewards?

I called the recon line and they said it was due to my limited history. Oh well! I was not planning on using this card excessively since the original purpose was to earn the $120 per year incentive. 

 

 

 

Message 5 of 11
CollegeStudent530
Regular Contributor

Re: Approved with low limit for BOA Better Balance Rewards?

I got a nice surprise this morning.. 

 

I just logged onto my Bank of America online account and saw.. my BankAmericard® Better Balance Rewards™ added into my account summary. Instead of the intitial $900.00 credit limit that was confirmed by two recon specialists, the credit limit is now $2,000.00.  I have not received my card yet, but the limit was definitely unexpected!

 

The last recon specialist I talked to told me they could not do anything about the initial low credit limit line. NICE!

 

 

 

Message 6 of 11
Dubious
Frequent Contributor

Re: Approved with low limit for BOA Better Balance Rewards?


@CollegeStudent530 wrote:

I got a nice surprise this morning.. 

 

I just logged onto my Bank of America online account and saw.. my BankAmericard® Better Balance Rewards™ added into my account summary. Instead of the intitial $900.00 credit limit that was confirmed by two recon specialists, the credit limit is now $2,000.00.  I have not received my card yet, but the limit was definitely unexpected!

 

The last recon specialist I talked to told me they could not do anything about the initial low credit limit line. NICE!

 

 

 


Wow, grats! Nice surprise, indeed. 

Message 7 of 11
09Lexie
Moderator Emerita

Re: Approved with low limit for BOA Better Balance Rewards?

Message 8 of 11
myjourney
Super Contributor

Re: Approved with low limit for BOA Better Balance Rewards?


@CollegeStudent530 wrote:

I got a nice surprise this morning.. 

 

I just logged onto my Bank of America online account and saw.. my BankAmericard® Better Balance Rewards™ added into my account summary. Instead of the intitial $900.00 credit limit that was confirmed by two recon specialists, the credit limit is now $2,000.00.  I have not received my card yet, but the limit was definitely unexpected!

 

The last recon specialist I talked to told me they could not do anything about the initial low credit limit line. NICE!

 

 

 


Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 11
kevinjjc
Valued Contributor

Re: Approved with low limit for BOA Better Balance Rewards?


@CollegeStudent530 wrote:

I got a nice surprise this morning.. 

 

I just logged onto my Bank of America online account and saw.. my BankAmericard® Better Balance Rewards™ added into my account summary. Instead of the intitial $900.00 credit limit that was confirmed by two recon specialists, the credit limit is now $2,000.00.  I have not received my card yet, but the limit was definitely unexpected!

 

The last recon specialist I talked to told me they could not do anything about the initial low credit limit line. NICE!

 

 

 


Congrats!! That's more like it!!

 

Message 10 of 11
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