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April App Spree Apocalypse

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tonyjones
Valued Contributor

April App Spree Apocalypse

So I made a thread late last week on my initial approvals but after making that thread I app'd even more.

 

This is the aftermath. (SL's for are in my Signature)

 

App'd in this order (within two day span)

 

1. Capital One Venture - Approved

2. Capital One Quicksilver - Approved

3. Discover It - Approved

4. Chase Slate - Approved (was not instant, took around ~4 hrs then got approval email)

5. Sallie Mae WMC - Approved

6. Citibank Gold AAdvantage - Denied -> Contact EO -> Sent to UW -> Approved

7. Bank of America Cash Rewards - Denied -> Recon'd -> Still Denied (due to derogs)

8. American Express BCE - Approved

9. American Express Everyday  - Approved

10. Amazon Store Prime Card - Approved

11. Barneys New York Card - Approved

 

Out of 11 apps, only one denial, not so bad, considering my TU FICO 8 score is 681 with six derogs still reporting.

 

Credit Utilization at time of app was around 48% due to the one AU with 70% Util. I'm curious how much that affected my starting limits.

 

Time to garden for two years for all inquiries to fall off and accounts to age!!!!!!!!

Current Fico Scores: (November 2025)
Message 1 of 14
13 REPLIES 13
JSS3
Valued Contributor

Re: April App Spree Apocalypse

Good stuff.

What were the limits given?
Message 2 of 14
tonyjones
Valued Contributor

Re: April App Spree Apocalypse


@JSS3 wrote:
Good stuff.

What were the limits given?

It's in my signature, onHover().

Current Fico Scores: (November 2025)
Message 3 of 14
JSS3
Valued Contributor

Re: April App Spree Apocalypse

Ahh...currently on mobile. Cannot see the limits on here.
Message 4 of 14
Anonymous
Not applicable

Re: April App Spree Apocalypse

Congrats..

Message 5 of 14
Anonymous
Not applicable

Re: April App Spree Apocalypse

Wow pure awesomeness!!! Congratulations!

Message 6 of 14
Anonymous
Not applicable

Re: April App Spree Apocalypse


@tonyjones wrote:

So I made a thread late last week on my initial approvals but after making that thread I app'd even more.

 

This is the aftermath. (SL's for are in my Signature)

 

App'd in this order (within two day span)

 

1. Capital One Venture - Approved

2. Capital One Quicksilver - Approved

3. Discover It - Approved

4. Chase Slate - Approved (was not instant, took around ~4 hrs then got approval email)

5. Sallie Mae WMC - Approved

6. Citibank Gold AAdvantage - Denied -> Contact EO -> Sent to UW -> Approved

7. Bank of America Cash Rewards - Denied -> Recon'd -> Still Denied (due to derogs)

8. American Express BCE - Approved

9. American Express Everyday  - Approved

10. Amazon Store Prime Card - Approved

11. Barneys New York Card - Approved

 

Out of 11 apps, only one denial, not so bad, considering my TU FICO 8 score is 681 with six derogs still reporting.

 

Credit Utilization at time of app was around 48% due to the one AU with 70% Util. I'm curious how much that affected my starting limits.

 

Time to garden for two years for all inquiries to fall off and accounts to age!!!!!!!!


That makes for one hell of a good app spree. Congrats!

Message 7 of 14
Anonymous
Not applicable

Re: April App Spree Apocalypse

Say whaaaa?!? Congratulations!

 

I've never app spreed before, but this makes  me oooh so curious! LOL

 

*note to self...this is why I shouldn't browse while in the garden*

Message 8 of 14
skimmie48
Regular Contributor

Re: April App Spree Apocalypse

Congratulations. 

Message 9 of 14
Existentialist
Frequent Contributor

Re: April App Spree Apocalypse

Nice pickup of cc's there. Grats.

Message 10 of 14
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