No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Figured I toss this out there for anyone post BK recovery.
Appproved for Arrow Lendup $750, with $59 annual fee after receiving mailer in the mail.
I'm 10 months post discharge Ch 7 with 630 Experian, 620 Equifax, and 600 Transunion.
I received the mailer immediately after opening my Merrick and 2 months after getting CreditOne and a few weeks after getting all 3 credit reports past 600 ish. Unlike others I never got mailers immediately after discharge from Lendup, only Indigo and CreditOne. So they seem to be low 600s friendly and want a few cards on your report before targeting you.
Congrats on your approval
Congratulations on rebuilding!!
Congratz! I use to have that card for about two yrs. My initial limit was 600 and auto cli to 1200 after 5 or 6 months. I closed because of limit and anual fee. Never any problems with that card.
@J-F168 wrote:Congratz! I use to have that card for about two yrs. My initial limit was 600 and auto cli to 1200 after 5 or 6 months. I closed because of limit and anual fee. Never any problems with that card.
I'm also planning on closing it to avoid the ridiculous AF. Any suggestions for cards around the 2 year point? I'm hoping to be able to get a CapOne card soon and close all the ones I currently have to their high AF. Only Opensky which I don't have seems to be reasonable with their AF.
I would advise to get Discover, they are way better and you get more perks.
YOU...
CONGRATS on your Approval and your Rebuild progress!!!
@Anonymous wrote:I would advise to get Discover, they are way better and you get more perks.
IIBK, I know supposedly it's atleast 2 years before they let you back in but that's also YMMV.