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Hello everyone,
I was looking to add some more Synchrony Credit
and was thinking about upcoming purchases that
I could save money with from using one of their cards.
I am looking at new deck furniture for my lake house
and saw that Ashley furniture
had some really top end stuff from' doing
an online search.
Well I saw some really nice stuff I can see myself
lounging in so I said this is the one.
Now the big attraction they offer is 12 month 0%
no intrerest charges.
That didn't really do anything for me bc
I normally don't finance but they do send out
some very nice special offers from joing their site
with your email and being a card holder.
Okay thats a go.
This credit site asks you how much you want before
you start the financial and where do you live part.
I put down 10K because I was not going to spend
anywhere near that on the purchase.
Did the lets get this going party started
thing and hit the apply button.
Heres what popped out
Pretty painless stuff.
That makes 37K in new Synchrony credit
within the last 30 days.
I hope this finds everyone well :-)
Cheers
Congrats on your approval! Please be careful with Synchrony, as quick as they give credit they close accounts. I am speaking from personal experiences. My scenario was opening 3 accounts in 30 days and they closed all my accounts down. Many others have experienced this as well.
@Bobby1081 wrote:Congrats on your approval! Please be careful with Synchrony, as quick as they give credit they close accounts. I am speaking from personal experiences. My scenario was opening 3 accounts in 30 days and they closed all my accounts down. Many others have experienced this as well.
Thank you so much for commenting
on my post @Bobby1081
Appreciate it.
You speak the truth when your talking about Synchrony
shutting you down. Has happened to me three seperate times,
Credit limits the first time being about 89K second
about 68K and the third time about 50K. Numbers are close
enough. But you can't keep a good man down,
or even one like me ;-)
I will be fine but thank you again.
Cheers
Congrats on the approval!
WOW, that is awesome; new items for your relaxation are always worth it.
Congrats on the new limit
Do you mind
What 3 cards did you get in the past 30 days from Sync and what pulls did they do and were they hard or soft?
Any other data points would be apperciated. Thanks again.
@janderson126 wrote:WOW, that is awesome; new items for your relaxation are always worth it.
Congrats on the new limit
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Do you mind
What 3 cards did you get in the past 30 days from Sync and what pulls did they do and were they hard or soft?
Any other data points would be apperciated. Thanks again.
Hello and thank you for your congratulations @janderson126
I never mind giving out data points..
.problem is remembering to do add them ;-)
So as far as the Synchrony cards go,
they were all done on a preapproval site.
You can google it and find the site easily.
The first card was Care Credit and they offered me 18.5K
only a soft pull till I accepted the offer,then a hard pull.
All three of the approvals were done using my TU score,
which sits at 790 atm and has 58 hp's on it.
Income was put as 5K a month net I believe on all three cards.
DTI 8%
only a couple hundred owed on a
very high six figure TCL
Second card was a PayPal MC which was an accidental approval as I
thought I was still on a preapproval ap.
But as I found out some cards have pre approvals and some don't. Just gotta
read and pay attention LOL!
That was approved for 8.5K
The first card I apped was on 12-30 the second on 1-2
and this last one was done yesterday morning.
10K
Recieved the first two cards allready. I also believe I
was able to use both asap with a temp limit.
So if your looking for a Synch card you don't have to gamble
just see what they will give ya on that site.
As a side note I only have three other retail credit cards,
a Boscovs card at 30K a Macy's Amex at 25K and a Kohls card at 3K.
Hope this post finds you well
any other questions just ask,
Cheers
Congratulations on that impressive approval ![]()





























Congratulations on your approval! Enjoy your new furniture!!
congrats on the approval