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Ashley credit card approval

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UH_HUH
Valued Contributor

Ashley credit card approval

 Hello everyone,

  I was looking to add some more Synchrony Credit

and was thinking about upcoming purchases that 

I could save money with  from using one of their cards.

 

I am looking at new deck furniture for my lake house

 and saw that Ashley furniture

 had some really top end stuff from' doing

an online search.

 Well I saw some really nice stuff I can see myself

lounging in so I said this is the one.

 Now the big attraction they offer is 12 month 0%

no intrerest charges.

That didn't really do anything for me bc

I normally don't finance but they do send out

some very nice special offers from joing their site

with your email and being a card holder.

 Okay thats a go.

This credit site asks you how much you want  before 

you start the financial and where do you live part.

 I put down 10K because I was not going to spend 

anywhere near that on the purchase.

 Did the lets get this going party started 

thing and hit the apply button.

Heres what popped out

Screenshot_2024-01-28-05-19-47-739.jpg

Pretty painless stuff.

 That makes 37K in new Synchrony credit

within the last 30 days.

 I hope this finds everyone well :-)

Cheers

 

Message 1 of 26
25 REPLIES 25
Bobby1081
Valued Member

Re: ASHLEY CREDIT CARD APPROVAL

Congrats on your approval! Please be careful with Synchrony, as quick as they give credit they close accounts. I am speaking from personal experiences. My scenario was opening 3 accounts in 30 days and they closed all my accounts down. Many others have experienced this as well. 

Message 2 of 26
UH_HUH
Valued Contributor

Re: ASHLEY CREDIT CARD APPROVAL


@Bobby1081 wrote:

Congrats on your approval! Please be careful with Synchrony, as quick as they give credit they close accounts. I am speaking from personal experiences. My scenario was opening 3 accounts in 30 days and they closed all my accounts down. Many others have experienced this as well. 


Thank you so much for commenting

on my post @Bobby1081 

Appreciate it.

 You speak the truth when your talking about Synchrony 

shutting you down. Has happened to me three seperate times,

Credit limits the first time being about 89K second

about 68K and the third time about 50K. Numbers are close

enough. But you can't keep a good man down,

or even one like me ;-)

  I will be fine but thank you again.

Cheers

Message 3 of 26
BigBS
Senior Contributor

Re: ASHLEY CREDIT CARD APPROVAL

Congrats on the approval!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

Message 4 of 26
janderson126
Contributor

Re: Ashley credit card approval

@UH_HUH 

WOW, that is awesome; new items for your relaxation are always worth it. 

 

Congrats on the new limit Smiley Happy 

 

Do you mind 

What 3 cards did you get in the past 30 days from Sync and what pulls did they do and were they hard or soft? 

Any other data points would be apperciated. Thanks again. 

Total Credit Line Summary (TCLS)

AMEX: $52,450
NAVY: $50,000
Sync (Sam's Card and PayPal Cash Back): $30,000
Mix of Other Cards: $25,000 – These are used for various expenses, including holidays and other purchases, with balances typically paid in full or kept at 1-2% utilization.
Total Credit Line Available: $180,000+

Credit cards are for emergencies (like tacos... just kidding). Use them responsibly!
Message 5 of 26
UH_HUH
Valued Contributor

Re: ASHLEY CREDIT CARD APPROVAL


@BigBS wrote:

Congrats on the approval!


Thanks a bunch for the post @BigBS 

Hope your having a great day 

Cheers

Message 6 of 26
UH_HUH
Valued Contributor

Re: Ashley credit card approval


@janderson126 wrote:

@UH_HUH 

WOW, that is awesome; new items for your relaxation are always worth it. 

 

Congrats on the new limit Smiley Happy 

 

Do you mind 

What 3 cards did you get in the past 30 days from Sync and what pulls did they do and were they hard or soft? 

Any other data points would be apperciated. Thanks again. 


Hello and thank you for your congratulations @janderson126 

 I never mind giving out data points..

.problem is remembering to do add them ;-)

 

So  as far as the Synchrony cards go,

they were all done on a preapproval site.

You can google it and find the site easily.

 The first card was Care Credit and they offered me 18.5K

only a soft pull till I accepted the offer,then a hard pull.

 

All three of the approvals were done using my TU score,

which sits at 790 atm and has 58 hp's on it.

 Income was put as 5K a month net I believe on all three cards.

 

DTI 8%

only a couple hundred owed on a 

very high six figure TCL

 

 

Second card was a PayPal MC which was an accidental approval as I 

thought I was still on a preapproval ap.

 But as I found out some cards have pre approvals and some don't. Just gotta 

read and pay attention LOL!

 That was approved for 8.5K

 

The first card I apped was on 12-30 the second on 1-2

and this last one was done yesterday morning.

10K

  Recieved the first two cards allready. I also believe I

was able to use both asap with a temp limit.

 So if your looking for a Synch card you don't have to gamble

just see what they will give ya on that site.

 As a side note I only have three other retail credit cards,

a Boscovs card at 30K a Macy's Amex at 25K and a Kohls card at 3K.

 Hope this post finds you well

any other questions just ask,

Cheers

 

Message 7 of 26
SouthJamaica
Mega Contributor

Re: Ashley credit card approval

Congratulations on that impressive approval Smiley Happy


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 8 of 26
CorpCrMgr1
Valued Contributor

Re: Ashley credit card approval

Congratulations on your approval! Enjoy your new furniture!!

Message 9 of 26
NoMoreDebt
Senior Contributor

Re: Ashley credit card approval

congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 10 of 26
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