Hiya guys,
So first off anyone reading my posts for the first time, please understand I only enjoy credit as a hobby andam not in any way trained in giving advice. So I dont usually.Listen to all the wonderful members in this community.
They taught me everything I used to aquire ALOT of credit, albeit in a way that will not work for most people. That being said,this is my third app in less then 24 hours and
I will share the details. It is an offering from Synchrony and it is ,and I quote.,a "home decor superstore"
I'm not sure if I will ever use this card but I am allways buying stuff for myself and daughter. Its main attribute I can see is 10% off your first purchase. After that...0 APR for a year maybe?? Lets ya know if there are sales coming up etc...
Closest pysical store to me is in Lancaster Pa. Really high APR..like 4 points below being criminal high LOL!!!!
Not a card to carry a balance on for sure.
Data points are all the same with the exception of one more hp on TU...
67K reported income
6%DTI
AAoA 2.4 years
I only had two retail cards till yesterday.
A 30K Boscovs card and a 1K Macys Amex I never used..actually my 2nd one,
never used the first and they shut it down...gave me another...credit world is silly sometimes.
For those of you who choose to use your HP's much more wisely then me, Synchrony does offer prequalifications on some of there cards with SL and apr...SOME not all,and not this one..I apped blind
I hope this finds everyone well :-)
I am going to take a nap..will BBL...I start work at 2:00 A.M nowadays
Cheers
Last app...18 hours ago
Congratulations on the new card! Good starting limit too! 😁
Congrats on another ...
Congrats on your approval!
Nice approval for a store, grats on it!
Congrats on your At Home MC approval!
