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Auto Amex CLI

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ScarlettHusky
Contributor

Auto Amex CLI

About 15 minutes ago I got an email saying they've increased my credit limit on my Platinum SkyMiles card by $3,000 to bring it to $12,000 effective immediately. At first, I couldn't believe it so I immediately pulled out my phone and logged into the American Express app. Sure enough, my credit line on the card reflected the increase. This is the first time I've ever received an automatic CLI from Amex, so I am in a weird state of shock, surprise, and happiness. I'm really curious to see how the algorithms blessed me, as my recent CLI with Synchrony won't reflect on my report for another couple days when the next statement cuts. There is no way Amex should have known they got knocked down from being my top card when it comes to credit limit. xD

EX: 713 VantageScore FICO: 668
TU: 688 VantageScore FICO: 697
EQ: 647 VantageScore FICO: 665
As of: 9/18

Wallet:
Chase Disney Premier Visa CL $3,600 Extra Credit Builder Debit Card CL $3,000
Amex Platinum SkyMiles Card CL $12,000 NFCU Signature cashRewards Visa CL $11,000
Synchrony Lenovo Store Card CL $10,000 Citi Shell Fuel Rewards Card CL $600
Comenity Victoria's Secret Angel Card CL $900 BofA Alaska Airlines Visa Signature CL $6,700
Capital One Venture One World Elite MC CL $3,950 Quicksilver World Elite MC CL $5,400
10 REPLIES 10
JoeRockhead
Senior Contributor

Re: Auto Amex CLI

Nice surprise, congratulations on your new limit. 

Message 2 of 11
NoMoreDebt
Senior Contributor

Re: Auto Amex CLI

Congrats

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $25,000 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $5000 CL/AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 3 of 11
Snook_on_the_Line
Established Contributor

Re: Auto Amex CLI

Congrats 🎊🍾🎉 

An auto CLI is always a welcome suprize.    

5% Gas: Citi Custom Cash 9.4k
5% Amazon: Chase Prime VS 15k
3% grocery and streaming: Cap1 Savor 2500
2% catch all: NFCU CashRewards+ 5k, USB Smartly 2k
Sock Drawer: Jovia Elite 25k, Suncoast CU 20k, Lowe’s 35k,
Barclays AAdvantage Aviator Red 3k, CreditOne 1k



^^^Fico8 scores as of Dec ‘24

SUBs collected in past year: $1100
SUBs pending: $400


Total Revolving CL: $118,900
Message 4 of 11
FlaDude
Valued Contributor

Re: Auto Amex CLI

Congrats even if it is a bit of a mystery how they determine when to do this!

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 36 years, open: 25 years; AAoA: 11.8 years
Amex Gold, Amex Green, Amex Blue, Amex ED, Amex Delta Gold, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA Plat, Sync Lowes, Sync JC Penney - total CL 145k
Loans: Chase car loan (35k/6yrs 0.9%)
Message 5 of 11
keekers
Valued Contributor

Re: Auto Amex CLI

Congrats. Nice bump.


Message 6 of 11
cashorcharge
Community Leader
Super Contributor

Re: Auto Amex CLI

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 7 of 11
FicoMike0
Valued Contributor

Re: Auto Amex CLI

Congratulations! I got a 50% cli from amex at the 6 month mark. 

Message 8 of 11
CreditAggie
Community Leader
Super Contributor

Re: Auto Amex CLI

Congratulations on your Amex auto-CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (December 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 11
Rdbeetle
Valued Contributor

Re: Auto Amex CLI

Congrats on your AMEX Auto CLI!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
AMEX BCE $1k
FICO 8 Scores: EQ 809 I EX 793 I TU 801
Message 10 of 11
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