Auto CLI! Target RedCard (Circle Card?)

MrsCHX · ‎08-12-2025

It's a miracle! Haha! After 26 months, Target has given me another $200. Hahaha!

I had a hunch I'd get a CLI this month and when my statement didn't print yesterday, I knew it. I went from $900 to $1,100.

I was hoping for $1,200 as my normal monthly spend is $350-400.

i know a lot of people don't shop there, but I'm in Target country. One of my fave useless stats is that I have 5 Targets within 5 miles and 15 within 10 miles. I shop at Target. Lol!

I've gotten recent CLIs from Amazon, Home Depot, Mission Lane and Nordstrom Visa. And I've closed Credit One and PenFed Gold (this one after a CLD).

Capital One Savor: $9,000; Nordstrom Visa: $6,700; Mission Lane: $4,500; LOFT MC: $4,000; AAA Daily Advantage: $3,700; PenFed Power Cash Rewards: $2,000; Capital One: $550 (reallocated $2k to Savor)

Store/Other: Care Credit: $11,000; Amazon: $2,500; Kohls: $2,750; Home Depot: $2,250; Target: $1,600

Copenix · ‎08-13-2025

A CLI albeit small is still a CLI :-) - better than nothing. Enjoy your new limit

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $120K | Utilization 0.9%

FICO 8s August 2026

Rebuild2019 · ‎08-13-2025

@MrsCHX Congrats on your CLI.

Yasselife · ‎08-13-2025

Congratulations 🎉🎊 @MrsCHX

user979797 · ‎08-13-2025

That is terrific Congratulations 🎉 🎉 🎉 on your auto cli

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JoeRockhead · ‎08-13-2025

No better surprise than an auto CLI, congratulations!

MrsCHX · ‎08-13-2025

Thanks, all!

I was certainly pleasantly surprised!

Capital One Savor: $9,000; Nordstrom Visa: $6,700; Mission Lane: $4,500; LOFT MC: $4,000; AAA Daily Advantage: $3,700; PenFed Power Cash Rewards: $2,000; Capital One: $550 (reallocated $2k to Savor)

Store/Other: Care Credit: $11,000; Amazon: $2,500; Kohls: $2,750; Home Depot: $2,250; Target: $1,600

NoHardLimits · ‎08-13-2025

@MrsCHX wrote:

i know a lot of people don't shop there, but I'm in Target country. One of my fave useless stats is that I have 5 Targets within 5 miles and 15 within 10 miles. I shop at Target. Lol!

Congrats on the CLI! Every little bit helps. To contribute another useless stat, I have no Targets within 15 miles. I don't shop at Target.

October 2026 Scorecard: Clean, Thick, Mature, New Revolver
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