Avant MC approval

torry590 · ‎05-29-2021

Avant MC approval last night. Interested to see what scoring model was used. This is what I received in the email. My score with experian was 929 out of 999. Low as it goes for this model looks to be 200. Any thoughts on what scoring model was used here? Confusing.

AllZero · ‎05-29-2021

Congratulations on your approval!

gdale6 · ‎05-29-2021

Grats on your new credit card

That is most likely something provided by experian. Auto insurance scores have a 200-999 range.

CreditAggie · ‎05-29-2021

Congratulations on your Avant MC approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (January 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

torry590 · ‎05-29-2021

Yeah they did use experian. Makes sense. Weird to use auto insurance scores for CC underwriting.

M_Smart007 · ‎05-29-2021

Congratulations on your approval!

Anonymous · ‎05-29-2021

Congrats on your new card 🎉👍👏.

KingRue8500 · ‎05-29-2021

Congrats on yourAvant MC approval

babygirl1256 · ‎05-29-2021

Congrats on your Avant MC approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

Golf-and-Credit · ‎05-29-2021

Congrats on the approval!!!

Experian FICO 8: 826/2 inq’s 1/12, 3/24
Equifax FICO 8: 820/3 inq’s 1/12, 3/24
Transunion FICO 8: 821/2 inq’s 0/12, 2/24

AMEX Platinum: NPSL
AMEX Gold: NPSL
AMEX Everyday Preferred: $22,500
Capital One Quicksilver: $5750
Numerica Credit Union Platinum: $2000
Military Star: $8300
1% utilization