B&H Payboo Approved - $4k
They tried to pull my frozen EX, then pulled TU instead. It was an instant approval, which is rarity for me, so I am pretty proud of it. I really have put off getting this card for too long. The credit back of full sales tax (8.25%) is better than any rewards credit card can offer. You do have to pay in full to avoid interest on the card, but I am fine with that.
I decided to apply today because the time has finally come for me to buy a new computer. I ran through all the different numbers scenarios (second best option was to use Rakuten + Disco Miles for a combined 5% back at Adorama plus Adorama points on top of that) and the Payboo card was still the most cost effective option. I am just glad Synchrony approved me for an amount high enough to cover the computer, especially after my Paypal Mastercard is still stuck at $300 after nearly 5 months of heavy usage and PIF.
Stats:
TU FICO 788, 11 inquiries, 11% revolving utilization, AAoOA 2 years and 6 months, quite a few new accounts
Congratulations on your B&H Payboo approval!
@RehabbingANDBlabbing Super Congrats on your B&H Payboo approval!
P.S. Keep your head up re your PayPal Mastercard. It takes a minute
for the growth to kick in. I also started with a $300 SL, but after 1 year
it's now at $8,000. So give it time. Congrats again on your success!!!
@Anonymous wrote:@RehabbingANDBlabbing Super Congrats on your B&H Payboo approval!
P.S. Keep your head up re your PayPal Mastercard. It takes a minute
for the growth to kick in. I also started with a $300 SL, but after 1 year
it's now at $8,000. So give it time. Congrats again on your success!!!
Thanks!
Congratulations
Congrats on the approval!
Grats on getting the card that you wanted