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B&H Payboo Approved!

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RehabbingANDBlabbing
Established Contributor

B&H Payboo Approved!

B&H Payboo Approved  - $4k

 

They tried to pull my frozen EX, then pulled TU instead. It was an instant approval, which is rarity for me, so I am pretty proud of it. I really have put off getting this card for too long. The credit back of full sales tax (8.25%) is better than any rewards credit card can offer. You do have to pay in full to avoid interest on the card, but I am fine with that.

 

I decided to apply today because the time has finally come for me to buy a new computer. I ran through all the different numbers scenarios (second best option was to use Rakuten + Disco Miles for a combined 5% back at Adorama plus Adorama points on top of that) and the Payboo card was still the most cost effective option. I am just glad Synchrony approved me for an amount high enough to cover the computer, especially after my Paypal Mastercard is still stuck at $300 after nearly 5 months of heavy usage and PIF.

 

Stats:

TU FICO 788, 11 inquiries, 11% revolving utilization, AAoOA 2 years and 6 months, quite a few new accounts

Message 1 of 9
8 REPLIES 8
M_Smart007
Legendary Contributor

Re: B&H Payboo Approved!

Message 2 of 9
AllZero
Mega Contributor

Re: B&H Payboo Approved!

Congratulations on your approval!
Message 3 of 9
CreditAggie
Community Leader
Super Contributor

Re: B&H Payboo Approved!

Congratulations on your B&H Payboo approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (June 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 9
Anonymous
Not applicable

Re: B&H Payboo Approved!

@RehabbingANDBlabbing  Super Congrats on your B&H Payboo approval! Smiley Very Happy

 

P.S. Keep your head up re your PayPal Mastercard. It takes a minute

for the growth to kick in. I also started with a $300 SL, but after 1 year

it's now at $8,000. So give it time. Congrats again on your success!!! Smiley Very Happy

Message 5 of 9
RehabbingANDBlabbing
Established Contributor

Re: B&H Payboo Approved!


@Anonymous wrote:

@RehabbingANDBlabbing  Super Congrats on your B&H Payboo approval! Smiley Very Happy

 

P.S. Keep your head up re your PayPal Mastercard. It takes a minute

for the growth to kick in. I also started with a $300 SL, but after 1 year

it's now at $8,000. So give it time. Congrats again on your success!!! Smiley Very Happy


Thanks!

Message 6 of 9
heeseon
Frequent Contributor

Re: B&H Payboo Approved!

Congratulations

TU789 EQ786 EX791(05/23)
Message 7 of 9
coreyb80
Super Contributor

Re: B&H Payboo Approved!

Congrats on the approval!

Message 8 of 9
gdale6
Moderator Emeritus

Re: B&H Payboo Approved!

Grats on getting the card that you wanted Smiley Happy

Message 9 of 9
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