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BARCLAY CLI

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Imperfectfuture
Super Contributor

Re: BARCLAY CLI

Insightful (not really). Everything is lost in the translations without full profile. Sorry.
Signature needs updating
Message 11 of 22
Anonymous
Not applicable

Re: BARCLAY CLI


@Anonymous wrote:
that isnt the point of the post and that APR is standard for this card lol c

Mine came as 20.24%  Not great either but not 24.9%

Message 12 of 22
Creditwiser
Valued Contributor

Re: BARCLAY CLI

I spoke with credit analyst last week, requested a check to see if I had any offers for a SP CLI, got shot down for that but then asked if an APR reduction was possible due to my frequent use and frequent payments.  went from 14.24 to 10.24%  I was shocked as I figured it might be a point or 2 if that. 

NFCU Visa 35k | NFCU Platinum 35k | Cap1 QS 13K | Cap1 QS 11.5K | Barclay MC 15k | Delta Gold Amex 34K | Discover IT 16K | CFNA FS 3200 | CareCredit 20k| Paypal Credit 6.5k |
Message 13 of 22
renclan
Regular Contributor

Re: BARCLAY CLI


@Anonymous wrote:

JUST GOT MY REWARDS CARD TWO WEEKS AGO WITH A CREDIT LIMIT OF $5OO 

 

SO I CALLED THE BACK DOOR NUMBER AND ASK FOR AN IN CREASE THE NICE LADY 

 

ASK ME FEW QUESTION ABOUT MY CREDIT TOLD ME TO HOLD FOR A MIN AND THEY 

 

INCREASE MY LIMIT TO $1500 Smiley Mad


Congrats! I've been with them for a year and called today for a lower APR on my Sallie Mae and was given a $200 soft pull increase lol. I have given up on them. I have a perfect payment history on all cards, under 7% util, and one baddie (paid $134 questionable utility bill) that is set to fall off in Dec. of this year. I use them for the grocery category, but never meet the spend for the gas. I don't know why I even keep this card.

Current FICO Scores: EQ 770, Trans 753, Exp 759
MyFICO Starting Scores/2015: EQ 677, Trans 695, Exp 674


Amex Blue Cash $21,500. Amex Everyday $11,300. Citi Double Cash $14,050. Cap One Quicksilver 11,800. Discover It $27,800. Chase Slate $5200. Chase Sapphire $10,000. Care Credit $2800. Wells Fargo $1500. Vic Sec $5380. Kohl's $2500. Old Navy $7500. Macy's $7000. Walmart $7500.
Message 14 of 22
Loquat
Moderator Emeritus

Re: BARCLAY CLI

Very nice!

Message 15 of 22
tinglywoowoo
New Contributor

Re: BARCLAY CLI

I'm in the same boat. I got approved for a big ol' $500 and shot down for recon. I believe this one is headed for a snooze among the argyles.
The degree of one's emotions varies inversely with one's knowledge of the facts: the less you know the hotter you get.
--Bertrand Russell
Message 16 of 22
morgacj2004
Valued Contributor

Re: BARCLAY CLI

Congrats!  They are a conservative lender. APR does not matter as long as ur PIF. 


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 17 of 22
Anonymous
Not applicable

Re: BARCLAY CLI

Congrats on 3X increase!! Its better than $500. Smiley Wink

Message 18 of 22
Anonymous
Not applicable

Re: BARCLAY CLI

Every little counts, congrats on the CLI

Message 19 of 22
AverageJoesCredit
Legendary Contributor

Re: BARCLAY CLI

In my book for having a card 2 weeks and getting an extra grand with no extra hp is awesome! Congrats on sucessful recon ! Enjoy!
Message 20 of 22
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