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@Anonymous wrote:
that isnt the point of the post and that APR is standard for this card lol c
Mine came as 20.24% Not great either but not 24.9%
I spoke with credit analyst last week, requested a check to see if I had any offers for a SP CLI, got shot down for that but then asked if an APR reduction was possible due to my frequent use and frequent payments. went from 14.24 to 10.24% I was shocked as I figured it might be a point or 2 if that.
@Anonymous wrote:JUST GOT MY REWARDS CARD TWO WEEKS AGO WITH A CREDIT LIMIT OF $5OO
SO I CALLED THE BACK DOOR NUMBER AND ASK FOR AN IN CREASE THE NICE LADY
ASK ME FEW QUESTION ABOUT MY CREDIT TOLD ME TO HOLD FOR A MIN AND THEY
INCREASE MY LIMIT TO $1500
Congrats! I've been with them for a year and called today for a lower APR on my Sallie Mae and was given a $200 soft pull increase lol. I have given up on them. I have a perfect payment history on all cards, under 7% util, and one baddie (paid $134 questionable utility bill) that is set to fall off in Dec. of this year. I use them for the grocery category, but never meet the spend for the gas. I don't know why I even keep this card.
Very nice!
Congrats! They are a conservative lender. APR does not matter as long as ur PIF.
Congrats on 3X increase!! Its better than $500.
Every little counts, congrats on the CLI