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Finally decided to pull the trigger on BB&T. The reports of SP approvals were just too much to take! And looking for further lender diversification. Got the Bright card @ $13,000 with the lowest APR of 11.24%. I was hoping for at least 10k and did even better! Data points: 1 inq on EQ over 12 months, 3 new cards opened in last 12 months, ~770 FICO 8, DTI ~8%.
Congratulations on the approval and nice SL!
Well played. Congrats.
2018 Dec Starting Score: 700












@FICOEmpire wrote:... Got the Bright card @ $13,000 with the lowest APR of 11.24% ...
Nice approval -- Congrats! & thanks for the DPs.
Did you go through the pre-qual site?
@Anonymous wrote:
@FICOEmpire wrote:... Got the Bright card @ $13,000 with the lowest APR of 11.24% ...
Nice approval -- Congrats! & thanks for the DPs.
Did you go through the pre-qual site?
Yes I did and was offered all three cards at lowest APR's. 13.24% on the travel and cash cards but didn't need those. And thus far no HP on EQ or any other report.
Congratulations on your approval ![]()
Congratulations on the approval and nice SL!