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BB&T Approval $13,000!!!

FICOEmpire
Regular Contributor

BB&T Approval $13,000!!!

Finally decided to pull the trigger on BB&T. The reports of SP approvals were just too much to take! And looking for further lender diversification. Got the Bright card @ $13,000 with the lowest APR of 11.24%. I was hoping for at least 10k and did even better! Data points: 1 inq on EQ over 12 months, 3 new cards opened in last 12 months, ~770 FICO 8, DTI ~8%.

Message 1 of 25
24 REPLIES 24
slickwidit
Frequent Contributor

Re: BB&T Approval $13,000!!!

Congratulations on the approval and nice SL!

"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)
Message 2 of 25
MaizeandBlue
Senior Contributor

Re: BB&T Approval $13,000!!!

Well played.  Congrats.





Message 3 of 25
Gotham-
Frequent Contributor

Re: BB&T Approval $13,000!!!

Congratulations 🎊🎈🎉🍾
🦇🥊💥✅🦇🥊💥✅🦇🥊💥✅


2018 Dec Starting Score: 700
Current Score: 778
Achieved Goal Score 2020: 800


Take the myFICO Fitness Challenge












Message 4 of 25
James_A
Senior Contributor

Re: BB&T Approval $13,000!!!


@FICOEmpire wrote:

... Got the Bright card @ $13,000 with the lowest APR of 11.24% ...


Nice approval -- Congrats! & thanks for the DPs. Smiley Happy Did you go through the pre-qual site?

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 5 of 25
gdale6
Moderator

Re: BB&T Approval $13,000!!!

An excellent SL, congrats on the Bright card Smiley Happy
Message 6 of 25
FICOEmpire
Regular Contributor

Re: BB&T Approval $13,000!!!


@James_A wrote:

@FICOEmpire wrote:

... Got the Bright card @ $13,000 with the lowest APR of 11.24% ...


Nice approval -- Congrats! & thanks for the DPs. Smiley Happy Did you go through the pre-qual site?


Yes I did and was offered all three cards at lowest APR's. 13.24% on the travel and cash cards but didn't need those. And thus far no HP on EQ or any other report.

Message 7 of 25
AllZero
Super Contributor

Re: BB&T Approval $13,000!!!

Congratulations on your approval!
Message 8 of 25
EverForward
Established Contributor

Re: BB&T Approval $13,000!!!

Congratulations on your approval Smiley Happy

Message 9 of 25
KLEXH25
Valued Contributor

Re: BB&T Approval $13,000!!!

Congratulations on the approval and nice SL!





Message 10 of 25
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