BB&T Spectrum Cash Rewards Approval - Data Points/Slightly Unusual Process

[CreditMagic7]

Like CreditCuriosity mentioned in their topic, don't think we have much more to add for data points then what's been shared so far, which is really useful feedback from some results. Last night's approval for me yielded the SL of 4.5K with a FICO of 760 for sure.  The SP made it worth the effort though because those can be few and far between as we all well know.

But keep them pouring in. Every detail points out another level of measure and hopefully will help others to sort of gauge their chances.

[Tito1183]

Congrats! Have you seen it online yet or confirmed that account is open? Just wondering, I was approved yesterday and haven’t seen it online yet. Hoping these SP approvals aren’t a glitch 😂

[CreditMagic7]

---

@Tito1183 wrote:
Congrats! Have you seen it online yet or confirmed that account is open? Just wondering, I was approved yesterday and haven’t seen it online yet. Hoping these SP approvals aren’t a glitch 😂

---

It's authentic as the sun coming up in the morning. That's from one who isn't apped in what, over a year or better for anything?

It takes time, sometimes days before an account shows up. Depends on different factors. I would say be patient and expect your approval letter.

You did get the almost instant email approval confirmation right?

[credit_is_crack]

---

@CreditMagic7 wrote:

Like CreditCuriosity mentioned in their topic, don't think we have much more to add for data points then what's been shared so far, which is really useful feedback from some results. Last night's approval for me yielded the SL of 4.5K with a FICO of 760 for sure.  The SP made it worth the effort though because those can be few and far between as we all well know.

But keep them pouring in. Every detail points out another level of measure and hopefully will help others to sort of gauge their chances.

---

Congrats on the Win @CreditMagic7! My score is only 4 points higher than yours so I wonder what prompted them to throw $9k my way. 761+? It'll keep me up for days lol

[credit_is_crack]

---

@CreditMagic7 wrote:

---

@Tito1183 wrote:
Congrats! Have you seen it online yet or confirmed that account is open? Just wondering, I was approved yesterday and haven’t seen it online yet. Hoping these SP approvals aren’t a glitch 😂

---

It's authentic as the sun coming up in the morning. That's from one who isn't apped in what, over a year or better for anything?

It takes time, sometimes days before an account shows up. Depends on different factors. I would say be patient and expect your approval letter.

You did get the almost instant email approval confirmation right?

---

+1 @Tito1183, I actually called BB&T when we first noticed the HP was not showing up and they confirmed "If you had an offer online and accepted it, it would be based on the softpull done and no HP would be required"

[Marz2002]

---

@Tito1183 wrote:
Congrats! Have you seen it online yet or confirmed that account is open? Just wondering, I was approved yesterday and haven’t seen it online yet. Hoping these SP approvals aren’t a glitch 😂

---

My $4,500 BB&T SL is already reporting on my EX Credit Report! 

[Tito1183]

Yup, got the instant approval.

[CreditCuriosity]

---

@Marz2002 wrote:

---

@Tito1183 wrote:
Congrats! Have you seen it online yet or confirmed that account is open? Just wondering, I was approved yesterday and haven’t seen it online yet. Hoping these SP approvals aren’t a glitch 😂

---

My $4,500 BB&T SL is already reporting on my EX Credit Report! 

---

ugh reports that quickly?  now the not so fun about a new account even if SP the aaoa hit and new account :/

[CreditMagic7]

Since BB&T approvals are beginning to clock in for some on EX. Is this the only bureau they report to?

Just ordered all 3 CR's today and perhaps by the time they process the EX one will show the new card too.

[Marz2002]

---

@CreditCuriosity wrote:

---

@Marz2002 wrote:

---

@Tito1183 wrote:
Congrats! Have you seen it online yet or confirmed that account is open? Just wondering, I was approved yesterday and haven’t seen it online yet. Hoping these SP approvals aren’t a glitch 😂

---

My $4,500 BB&T SL is already reporting on my EX Credit Report! 

---

ugh reports that quickly?  now the not so fun about a new account even if SP the aaoa hit and new account :/

---

You are correct,  @CreditCuriosity!