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BBT Spectrum Rewards 3rd Card

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Anonymous
Not applicable

BBT Spectrum Rewards 3rd Card

BB&T showing me the love once again.  SL 3500.   APR 17%.    How do you like me now...  Total credit lines with BB&T now = 8500.  BB&T loves me and just in time for Christmas!

Message 1 of 20
19 REPLIES 19
CreditCuriosity
Moderator Emeritus

Re: BBT Spectrum Rewards 3rd Card


@Anonymous wrote:

BB&T showing me the love once again.  SL 3500.   APR 17%.    How do you like me now...  Total credit lines with BB&T now = 8500.  BB&T loves me and just in time for Christmas!


Impressive like Njoy with Hunginton Smiley Happy..  Wonder why theyjust dont give you a CLI vs. more cards shrug...  Do you bank with BB&T..  Would grab one of their cards, but their CL's that I see people get are meh at best..  Good enough for some, but would cause me to be a bit mad Smiley Happy

Message 2 of 20
AverageJoesCredit
Legendary Contributor

Re: BBT Spectrum Rewards 3rd Card

We can surely hear you nowSmiley Wink Congrats Smiley Happy

Yeah, CC doesnt need another headache to discoverSmiley Wink
Message 3 of 20
Anonymous
Not applicable

Re: BBT Spectrum Rewards 3rd Card

From What I was told by a BBT Rep, because I did try to get them to bump up the 1st card since it only had a 1500 limit, they don't do a CLI or an APR Reduction.  Only way to get higher limit or lower APR was to apply again. Smiley Sad  O well I've racked up 8500.00 from them in a Month, so I can't complain to much.   I've never banked with them before at all.  Smiley Happy   

Message 4 of 20
Anonymous
Not applicable

Re: BBT Spectrum Rewards 3rd Card


@Anonymous wrote:

BB&T showing me the love once again.  SL 3500.   APR 17%.    How do you like me now...  Total credit lines with BB&T now = 8500.  BB&T loves me and just in time for Christmas!


Like ya! Congratulations!

Message 5 of 20
Anonymous
Not applicable

Re: BBT Spectrum Rewards 3rd Card

Nice going sir!
Message 6 of 20
Anonymous
Not applicable

Re: BBT Spectrum Rewards 3rd Card

Thx points!

Message 7 of 20
Anonymous
Not applicable

Re: BBT Spectrum Rewards 3rd Card

As it Stands now, I have 96.5K in unsecured Bank Card Credit.  

3 store cards at 29K.

 

How do u like me now with my 85+ Inquiries across each bureau.  

Message 8 of 20
12njoy
Super Contributor

Re: BBT Spectrum Rewards 3rd Card


@Anonymous wrote:

BB&T showing me the love once again.  SL 3500.   APR 17%.    How do you like me now...  Total credit lines with BB&T now = 8500.  BB&T loves me and just in time for Christmas!


Congrats.  I closed my 3 BB&T accounts.  They still can't find the two applications that I received emails saying they were approved.  They submitted a credit dispute for those two inq's.  Will wait one month to see what happens and then it's CFPB, BBB, AG and everyone else I can think of.  They say there is no limit on the number of cards, but I wonder if it is 3.  My 4th and 5th applications said I was approved but they turned out to be ghost applications.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 9 of 20
Credit-hoarder
Valued Contributor

Re: BBT Spectrum Rewards 3rd Card


@CreditCuriousity wrote:

@Anonymous wrote:

BB&T showing me the love once again.  SL 3500.   APR 17%.    How do you like me now...  Total credit lines with BB&T now = 8500.  BB&T loves me and just in time for Christmas!


Impressive like Njoy with Hunginton Smiley Happy..  Wonder why theyjust dont give you a CLI vs. more cards shrug...  Do you bank with BB&T..  Would grab one of their cards, but their CL's that I see people get are meh at best..  Good enough for some, but would cause me to be a bit mad Smiley Happy


No CLIs? Just one more reason for me to stay away from them along with low SLs and CLs....even though they do have 4 branches in my town.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 10 of 20
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