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Like with my Aspiration Zero app last week, I read positive things about BCU from other posters here, but only today did I realize they are local to me. (I live in suburban Cook County, IL) I was a bit wary of taking a HP given how much big banks hate my profile, but decided to give it a go, and was instantly approved for $6k SL, $14.75% APR. Took HP on TU.
DPs:
EQ8: 617
TU8: 565
EX8: 594
Income: $270k
TU Inquiries: 5
UPDATE: Consumer notice I received from BCU indicates they likely pulled TU F4 mortgage, which was 676 at time of applying. One of my most favorable scores, which explains the easy approval. I also work for a BCU partner employer.
Congrats on the BCU Approval!
Congratulations on your BCU approval!
Congratulations on your approval! Awesome news!
BCU will grow if you use it responsibly. they do not auto CLI you have to request it but they will give large limits and large LOC's.
PS i live in gurnee!
Congratulations on your approval!!
@Anonymous wrote:BCU will grow if you use it responsibly. they do not auto CLI you have to request it but they will give large limits and large LOC's.
PS i live in gurnee!
Good to know!
Evanston here.
@Montparnasse wrote:Like with my Aspiration Zero app last week, I read positive things about BCU from other posters here, but only today did I realize they are local to me. (I live in suburban Cook County, IL) I was a bit wary of taking a HP given how much big banks hate my profile, but decided to give it a go, and was instantly approved for $6k SL, $14.75% APR. Took HP on TU.
DPs:
EQ8: 617
TU8: 565
EX8: 594
Income: $270k
TU Inquiries: 5
Good job..Congrat...didnt know score doesnt matter to BCU....
Grats on your BCU cash rewards approval
Your score does matter do BCU especially if you have negative information they might only give you the launch secured until you establish 1 year of positive payment history. Plus OP states a rather large income than most have so that could also have factored.