BCU approval 35k

[CreditCuriosity]

Well this is interesting...  I have been jumping in other peoples threads (sorry in advance) and giving dp's about notations of possibly not being eligible and getting that all cleared up with other stuff such as POI .. etc..  Another twist asked for 25k and was approved based on criteria of DL, SSN and POI (one paystub to them) uploaded and got this instant before uploading documentation

Great news! Your recent application for a BCU Credit Card has been approved for $25,000.00. We may contact you if more information is needed to complete the application, so please watch your inbox.Otherwise, you’ll receive another email when your credit card has been created.

THEN when finally got through UW they bumped it up to 35k without me asking is that weird?  Got this email and my person emailed me to say approved more for me than asked, not sure what is up with that,  So keep it real with your income and if you come prove it (don't fib) as they are checking it now you might be suprised as they are as mentioned a pretty big CU with a lot of money due to Baxter Pharma along with tons of other big clients being Deloitte, HCA etc.  They aren't no small dog

Congratulations! We are pleased to inform you that your application for a BCU Credit Card has been approved. Your new card(s) has been ordered and you can expect to receive it within 7-10 business days. Here are some details on your new account:

• New Credit Line: $35,000.00
• Intro APR: 0% APR for the first 12 months
• Contract APR: 16.400% APR

I am a new DP they will go higher than you ask.  Maybe my POI made them feel more cozy.

[CardHunter]

Nice!!! BCU is showing out and much love! Congrats!

[user979797]

What a nice surprise to find the higer CL Congrats on your approval  

[BigBS]

Congrats on getting more than you asked for! My rep said what you ask for is just that and they could go higher based upon your credit profile. Glad to see it worked that way for you.

[CreditCuriosity]

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@BigBS wrote:

Congrats on getting more than you asked for! My rep said what you ask for is just that and they could go higher based upon your credit profile. Glad to see it worked that way for you.

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Right as mentioned my friend has I believe a 100k card with them and when taking to my person he has seen cards well in excess of 100k.   My friend just asked for 100k and was approved granted his income is in excess of million a year, etc.  He was initially hit on his first auto loan with them for POI as I suggested this CU to him about 4 years ago as I knew they made exception.  First auto loan was for a Ferrari through them since then he has financed about 5-6 other exotic cars through them instantly approved on each now that they know him and don't blink an eye at 300-400k autoloans with him anymore and approved on the spot

[bigpoppa09]

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@CreditCuriosity wrote:

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@BigBS wrote:

Congrats on getting more than you asked for! My rep said what you ask for is just that and they could go higher based upon your credit profile. Glad to see it worked that way for you.

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Right as mentioned my friend has I believe a 100k card with them and when taking to my person he has seen cards was in excess of 100k.   My friend just asked for 100k and was approved granted his income is in excess of million a year, etc.  He was initially hit on his first auto loan with them for POI as I suggested this CU to him about 4 years ago as I knew they made exception.  First auto loan was for a Ferrari through them since then he has financed about 5-6 other exotic cars through them instantly approved on each now that they know him and don't blink an eye at 300-400k autoloans with him anymore and approved on the spot

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Congrats i got in through the loophole as other people did people run out with it. I can see this getting closed soon !

[FireMedic1]

Congrats @CreditCuriosity ! Nice grab there bud.

[coreyb80]

Congrats on the strong approval, nice work!

[TheFIGuy]

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@bigpoppa09 wrote:

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@CreditCuriosity wrote:

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@BigBS wrote:

Congrats on getting more than you asked for! My rep said what you ask for is just that and they could go higher based upon your credit profile. Glad to see it worked that way for you.

---

Right as mentioned my friend has I believe a 100k card with them and when taking to my person he has seen cards was in excess of 100k.   My friend just asked for 100k and was approved granted his income is in excess of million a year, etc.  He was initially hit on his first auto loan with them for POI as I suggested this CU to him about 4 years ago as I knew they made exception.  First auto loan was for a Ferrari through them since then he has financed about 5-6 other exotic cars through them instantly approved on each now that they know him and don't blink an eye at 300-400k autoloans with him anymore and approved on the spot

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Congrats i got in through the loophole as other people did people run out with it. I can see this getting closed soon !

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Yeah, I asked my dedicated representative if it was a temporary decision to bolster some additional members and pad some stats for quarter end—a total joke. He was silent; take that as you will. I mean, they could quickly shut it down like many others have done in the past, looking at your USAA, NFCU, AOD, etc. 

Regardless I don't really see any issues; they have the capital like OP said.

[Jeffster1]

Congrats on the approval and the great SL! 🎉