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BMO Harris Cash Back - Instant Approval from Mailer

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SunriseEarth
Moderator Emeritus
‎07-31-2022 11:57 PM
‎07-31-2022 11:57 PM

BMO Harris Cash Back - Instant Approval from Mailer

I received a mailer from BMO Harris and decided to apply.  I do not have any other banking relationship with them.   The mailer also mentioned a SUB of $200 for $2K spend.   After the system pulled TU and thought for a little bit, it came back with an approval for $14K.

 

BMO Approval.jpg

 

Time to update my siggy.



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
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15 REPLIES 15
Credit4Growth
Senior Contributor
‎08-01-2022 01:08 AM
‎08-01-2022 01:08 AM

Re: BMO Harris Cash Back - Instant Approval from Mailer

Nice! Congratulations on your new Cash Back card and SUB offer! 🥂
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CreditAggie
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎08-01-2022 11:39 AM
‎08-01-2022 11:39 AM

Re: BMO Harris Cash Back - Instant Approval from Mailer

Congratulations on your BMO Harris Cash Back approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (January 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

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cashorcharge
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎08-01-2022 11:41 AM
‎08-01-2022 11:41 AM

Re: BMO Harris Cash Back - Instant Approval from Mailer

WooHoo!! Congratulations on your BMO Harris Approval!!👏🏼🍾🥂

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Pway
Valued Contributor
‎08-01-2022 11:53 AM
‎08-01-2022 11:53 AM

Re: BMO Harris Cash Back - Instant Approval from Mailer

@SunriseEarth wrote:

I received a mailer from BMO Harris and decided to apply.  I do not have any other banking relationship with them.   The mailer also mentioned a SUB of $200 for $2K spend.   After the system pulled TU and thought for a little bit, it came back with an approval for $14K.

 

BMO Approval.jpg

 

Time to update my siggy.

Congrats on the approval. 

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
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coreyb80
Super Contributor
‎08-01-2022 12:59 PM
‎08-01-2022 12:59 PM

Re: BMO Harris Cash Back - Instant Approval from Mailer

Congrats on the approval!

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KingRue8500
Senior Contributor
‎08-01-2022 04:32 PM
‎08-01-2022 04:32 PM

Re: BMO Harris Cash Back - Instant Approval from Mailer

Congrats on your BMO Harris Cash Back approval




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MCM1
Regular Contributor
‎08-01-2022 06:47 PM
‎08-01-2022 06:47 PM

Re: BMO Harris Cash Back - Instant Approval from Mailer

How many new accounts and inquiries did you have?  THANKS. 

Message 8 of 16
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nytokyobred79
Valued Contributor
‎08-01-2022 07:27 PM
‎08-01-2022 07:27 PM

Re: BMO Harris Cash Back - Instant Approval from Mailer

@SunriseEarth wrote:

I received a mailer from BMO Harris and decided to apply.  I do not have any other banking relationship with them.   The mailer also mentioned a SUB of $200 for $2K spend.   After the system pulled TU and thought for a little bit, it came back with an approval for $14K.

 

BMO Approval.jpg

 

Time to update my siggy.

Congrats on your approval. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
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SunriseEarth
Moderator Emeritus
‎08-02-2022 02:05 AM
‎08-02-2022 02:05 AM

Re: BMO Harris Cash Back - Instant Approval from Mailer

@MCM1 wrote:

How many new accounts and inquiries did you have?  THANKS. 

Everyone loves pulling my TU for some reason.  As for "new" accounts, I believe I'm over 5/24. 



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
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