Had this card since early November. Opened it with a $5K limit, asked for a CLI to $10K and they granted it. Now if I can only get Discover above $4K!
Congrats!
I was also considering the card since I have my loan with them. I was wondering if the card is worth having? and if they have a recon line just incase I do apply and get denied.
Had this card since early November. Opened it with a $5K limit, asked for a CLI to $10K and they granted it. Now if I can only get Discover above $4K!
Congrats!
I was also considering the card since I have my loan with them. I was wondering if the card is worth having? and if they have a recon line just incase I do apply and get denied.
Thanks. Their Siggy or Ultimate card have better rewards structure. I'm at the base level card and it's pretty much a 1pt/$1 spent rewards card unless you use it at a BMW Center, where it's 3 pts/$1. Siggy and Ultimate have a $75 AF attached to them though.
Before you app think... Have you done your research of the CC? Does it fit your spending? Do you have a plan for the bonus w/o going into debt? Can you afford the AF? Do you know the cards benefits? Is it worth the HP?
Update on this...I called Friday for a CLI/APR reduction on my BMW Visa Signature Card. Asked to go from $10K to $20K. They said they'd get back to me on Monday since the credit analysts had all left for the day. No phone call but my limit is now $20K. Not sure on the APR yet. No hard pulls have shown up yet.
