Sorry to flood the forum with these approval threads!
I just got approved for the better balance card. I applied online and got the "30 days under review" decision. They only pulled experian. I had 6 inquiries (now 7 due to BOA) on experian before I applied. 3-4 are due to fall off in Nov 2013.
Initially I was approved with a $700 credit limit, but I asked for $1000 and they approved me without any questions.
I'll be opening a BOA savings account to compliment the better balance rewards card so that I may earn $30 per quarter by just paying in full every month!
I was also thinking about opening a sallie mae high yield savings account, but a forum member pointed out that earning rewards with the saving account is a huge hassle. I still might open it..I don't know yet. Hopefully Barclays doesn't take any adverse actions since I did just open 2 new accounts along with the Sallie Mae card.
I have frozen all 3 of the credit bureaus so that I may have a story to tell if Barclays does decide to close my new Sallie Mae card. Haha 
All in all, I'm pretty happy with the progress I've made. I wish everyone the best of luck when it comes to credit and their finances!
@Anonymous wrote:Sorry to flood the forum with these approval threads!
I just got approved for the better balance card. I applied online and got the "30 days under review" decision. They only pulled experian. I had 6 inquiries (now 7 due to BOA) on experian before I applied. 3-4 are due to fall off in Nov 2013.
Initially I was approved with a $700 credit limit, but I asked for $1000 and they approved me without any questions.
I'll be opening a BOA savings account to compliment the better balance rewards card so that I may earn $30 per quarter by just paying in full every month!
I was also thinking about opening a sallie mae high yield savings account, but a forum member pointed out that earning rewards with the saving account is a huge hassle. I still might open it..I don't know yet. Hopefully Barclays doesn't take any adverse actions since I did just open 2 new accounts along with the Sallie Mae card.
I have frozen all 3 of the credit bureaus so that I may have a story to tell if Barclays does decide to close my new Sallie Mae card. Haha
All in all, I'm pretty happy with the progress I've made. I wish everyone the best of luck when it comes to credit and their finances!
CONGRATS!!!!
Garden time!!!
@LS2982 wrote:
@Anonymous wrote:Sorry to flood the forum with these approval threads!
I just got approved for the better balance card. I applied online and got the "30 days under review" decision. They only pulled experian. I had 6 inquiries (now 7 due to BOA) on experian before I applied. 3-4 are due to fall off in Nov 2013.
Initially I was approved with a $700 credit limit, but I asked for $1000 and they approved me without any questions.
I'll be opening a BOA savings account to compliment the better balance rewards card so that I may earn $30 per quarter by just paying in full every month!
I was also thinking about opening a sallie mae high yield savings account, but a forum member pointed out that earning rewards with the saving account is a huge hassle. I still might open it..I don't know yet. Hopefully Barclays doesn't take any adverse actions since I did just open 2 new accounts along with the Sallie Mae card.
I have frozen all 3 of the credit bureaus so that I may have a story to tell if Barclays does decide to close my new Sallie Mae card. Haha
All in all, I'm pretty happy with the progress I've made. I wish everyone the best of luck when it comes to credit and their finances!
CONGRATS!!!!
Garden time!!!
Thanks LS!
Yep, garden time! Haha
@Anonymous wrote:Sorry to flood the forum with these approval threads!
I just got approved for the better balance card. I applied online and got the "30 days under review" decision. They only pulled experian. I had 6 inquiries (now 7 due to BOA) on experian before I applied. 3-4 are due to fall off in Nov 2013.
Initially I was approved with a $700 credit limit, but I asked for $1000 and they approved me without any questions.
I'll be opening a BOA savings account to compliment the better balance rewards card so that I may earn $30 per quarter by just paying in full every month!
I was also thinking about opening a sallie mae high yield savings account, but a forum member pointed out that earning rewards with the saving account is a huge hassle. I still might open it..I don't know yet. Hopefully Barclays doesn't take any adverse actions since I did just open 2 new accounts along with the Sallie Mae card.
I have frozen all 3 of the credit bureaus so that I may have a story to tell if Barclays does decide to close my new Sallie Mae card. Haha
All in all, I'm pretty happy with the progress I've made. I wish everyone the best of luck when it comes to credit and their finances!
Congrats on the approval!!! I also opened a checking/savings account with them to take advantage of the extra perk!
Thats great! This is my sisters next cc to apply for in another year. Congrats!
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