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UPDATE---JUST CALLED AND THEY APPROVED ME FOR 17K!!! WOW - i guess they are not inquiry sensitive ---I am in shock!!!! I'm still thinking it is a mistake and won't believe it until I see it in my online account!!
So on the last app of my "spree" I decided to go for the boa cash rewards card and was totally expecting a denial. I have 9 recent inquiries on Experian and I mean recent.
App went to 7-10 day message per usual.
Just got a call about 10 minutes ago from a CSR asking me if it was me who applied and if I had recently applied for a bunch of credit cards lately haha...I shamelessly said yes and confirmed it was me.--- Hung up with her, went back to my computer and my email was RAGING with alerts about a pull on TU just now ( I AM SO PISSED I FORGET TO RELOCK MY TRANSUION). My transunion has 14 inquiries all within the past 6 months and about 6 in the past 30 days. I figured I was just instantly denied but that I would check the online app status just to humor myself.
Low and behold - Approved.
I do have a newly opened BOA checking account with not much in it. But my question is, will my card show up in my online account soon so I can see the SL, or will I have to call them and try to find out? Is there another way to find out my SL? I'm guessing it is like 500 SL heeh.
Now I really will be in the garden for a year or two!!!
Just thought I'd list my inquiries to give some people chuckle---
Experian
BK OF AMER
Inquiry date: Nov 8, 2019
FIRST TECH FCU
Inquiry date: Nov 6, 2019
PNC BANK
Inquiry date: Nov 6, 2019
UNIFY FCU FKA WESTRN F
Inquiry date: Oct 29, 2019
JPMCB CARD
Inquiry date: Oct 24, 2019
AMEX
Inquiry date: Jul 31, 2019
OMENITYCB/TRUEVALUEDI
Inquiry date: Jun 20, 2019
AMEX
Inquiry date: Jun 18, 2019
AMEX
Inquiry date: Jun 17, 2019
Transunion:
Bk Of Amer
Inquiry date: Nov 9 2019
Syncb/1travl
Inquiry date: Nov 6, 2019
TOWER FEDERA
Inquiry date: Nov 6, 2019
BECU
Inquiry date: Oct 26, 2019
JPMCB CARD
Inquiry date: Oct 24, 2019
AMERICAN EXP
Inquiry date: Aug 2, 2019
WRIGHT-PATT
Inquiry date: Jul 18, 2019
NORDSTROMTD
Inquiry date: Jun 29, 2019
SYNCB/COAIR
Inquiry date: Jun 19, 2019
SYNCB/WALMRT
Inquiry date: May 21, 2019
SYNCB/PPMC
Inquiry date: May 21, 2019
ALLIANT CRED
Removal date: Apr 19, 2021
SYNCB/WALMRT
Inquiry date: Mar 26, 2019
BRCLYSBANKDE
Inquiry date: Mar 26, 2019
SYNCB/PPMC
Inquiry date: Mar 13, 2019

Congrats on your approval! I agree with garden for sure 😁
Congrats on a successful outcome, nice SL!
@snickerpedia wrote:UPDATE---JUST CALLED AND THEY APPROVED ME FOR 17K!!! WOW - i guess they are not inquiry sensitive ---I am in shock!!!! I'm still thinking it is a mistake and won't believe it until I see it in my online account!!
Glad you didn't put money on this one! Hahahaha, Congrats on being WRONG!!!! Is there another way to find out my SL? I'm guessing it is like 500 SL heeh.
You snuck in with this approval, grats and yes time to garden ![]()
@Rebuild2019 wrote:
Congratulations @Snickerpedia 🎊🎉🎈. I am glad to see someone else having a good day also.
I think all these lenders are full of holiday Spirit!!!!!!!!!!!!!

Congratulations !! Red Alert ! Win-Win Scenario !!!

Those inquiries only prove you are serious about Financial Management and you have taken a strategic method in bolstering your portfolio! Best to app in earnest within the same period so all inquiries will drop at approx the same time! AND, more important, the neg effect from the New Accts will age together vs 1-3 new accts every 6 months for years. I've been at this game for 32yrs and the method has always proven fruitful for me. I went on a 4 month spree (+4,+1,+1,+2) and yes there were a few denials but the Approvals, well, I did much better than planned ! Win-Win Scenario !!!