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BOA Cash Rewards Unsecure and CLI Approved!

tag
Anonymous
Not applicable

Re: BOA Cash Rewards Unsecure and CLI Approved!

Good job!
Message 11 of 19
Anonymous
Not applicable

Re: BOA Cash Rewards Unsecure and CLI Approved!

Baller,

BOA doesn't seem to want to budge on the SL. Guess I'll have to wait it out to try to get a CLI with some good usage! 😑😑
Message 12 of 19
baller4life
Super Contributor

Re: BOA Cash Rewards Unsecure and CLI Approved!

That's ok. Show them good usage and payments and try again in 6 months. It will definitely grow!! I went from $300 to $20k in a yr. 😜
Message 13 of 19
CreditMagic7
Mega Contributor

Re: BOA Cash Rewards Unsecure and CLI Approved!


@Anonymous wrote:
Baller,

BOA doesn't seem to want to budge on the SL. Guess I'll have to wait it out to try to get a CLI with some good usage! 😑😑

And that's what it takes.

 

You MUST give that card some usage and show some good hefty payments and such and before you know it that line will balloon for you given all other accounts are maintaining reasonable utilizations.

 

I've seen new BofA cardholders recently getting really nice lifts and earlier than expected so treat them well and they will return the favor.

Message 14 of 19
Anonymous
Not applicable

Re: BOA Cash Rewards Unsecure and CLI Approved!


@Anonymous wrote:

Ok I have been trying and trying to get my BOA 99/500 Cash Rewards Card to unsecure but I was told I couldn't untill 8/17. Today I called and asked to unsecure my card and to also apply for a CLI. I asked for $7000 but they countered at $2500 so I took it! Not what I wanted but it'll do! What are y'alls thoughts on a BOA CLI Requests when should I request again?


Congratulations to you!...Thanks for sharing.Smiley Tongue

Message 15 of 19
morgacj2004
Valued Contributor

Re: BOA Cash Rewards Unsecure and CLI Approved!

Baller who did u talk to to get it waived? With Blispay it is no longer my best option Should I keep paying AF because it is a Bofaa product and I want the AK air Siggy

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 16 of 19
Vegas4Play
Valued Contributor

Re: BOA Cash Rewards Unsecure and CLI Approved!

Congratulations !!!!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 17 of 19
newhis
Valued Contributor

Re: BOA Cash Rewards Unsecure and CLI Approved!

Wait a couple of days and call again.

 

You can ask for lower APR, remove AF, use the same HP to recon the limit. There are several backdoor numbers you can use. Good luck.

Message 18 of 19
baller4life
Super Contributor

Re: BOA Cash Rewards Unsecure and CLI Approved!


@morgacj2004 wrote:
Baller who did u talk to to get it waived? With Blispay it is no longer my best option Should I keep paying AF because it is a Bofaa product and I want the AK air Siggy

Analyst 

Message 19 of 19
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