Hello MyFICO! I decided to applied for the BOA Customized Cash Rewards Visa since I was giving a pre-qualified offer, via special offers with a solid APR @ 15.99% with a $200 Sub after $1,000 spend in 3 months and 0% Intro APR for 15 months. I started to receive this offer ever since I became an Preferred Rewards Client back in June. Before the enrollment I was only giving solid special offers for the BankAmericard & Travel Rewards cards. Which from what it looks, they like that I continued to established more relationship with them since they are my primary bank.
I only have one other credit card with them, which is a MLB Customized Cash Rewards that started as a 99/500 Secured Cash Rewards Visa Platium Plus back in July 2020 when I started my rebuild, that graduated at 6 months and then 4 months later product change to the MLB World Mastercard version. I would be able now to maximize my cash back rewards by having 2 different category, which will be set to online shopping and dining earning 3% + Preferred Rewards bonus on each card.
DPs:
BOA Customer Since 2008
Advantage Relationship Checking/Savings
Preferred Rewards Client
EX Fico 8 - 799 (Bankcard 8 - 800)
AoOA - 13 Years 2 Months
AAoA - 7 Years 2 Months
AoYA - 1 Year 1 Month
Inquiries - 0/6, 0/12 1/24
Income - $45,000+
UTIL - 1%
DTI - 1%
Congratulations on your approval!!
@KingRue8500 Nice, I like how conservative your profile looks, specially for a myFICO member, lol... I'm miring
