BOA cli finally

Howaboutthat · ‎11-28-2022

I'm sure many here have heard me **bleep** & moan about my $500 credit line with BOA. It's been years and I thought they hated me. Well today they actually gave me that cli to to $3300. Now I have some cards with great limits but with boa it became personal, I asked for a cli every month for Sh & Giggles and never thought they would give me one.

I'm over the moon about this small increase, it's the little things that make me happy.

For anyone interested my Fico TU is 770 and utilization is 10%

M_Smart007 · ‎11-28-2022

Congrats on your BoA CLI

coreyb80 · ‎11-28-2022

Congrats on the increase!

Jeffster1 · ‎11-28-2022

Congrats on the BofA CLI!

0% utilization
FICO 8 EX 815 EQ 825 TU 834
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 14K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo Autograph Visa 30K I Citi Costco Anywhere Visa 10.2K I BMO Harris Cash Back MC 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 15K I Citi Thank You MC 10K I Bread Financial American Express 18K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney MC 10K I Synchrony Premier MC 10K I UCLA Wescom CU Rewards Visa 7K I PayPal Cash Back MC 20K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I Gemini Bitcoin MC 15K I TMobile Capital One Visa 20K I BILT 2.O MC 10K I USAA Cash Rewards Plus American Express 4K I Apple Card 6K

SweetCreditObsession · ‎11-28-2022

🎊 congratulations on your huge CLI! Your experience shows the value in not giving up in trying for those SP CLIs.

(+102) |

(+106) |

CreditCharmer · ‎11-29-2022

@Howaboutthat wrote:
I'm sure many here have heard me **bleep** & moan about my $500 credit line with BOA. It's been years and I thought they hated me. Well today they actually gave me that cli to to $3300. Now I have some cards with great limits but with boa it became personal, I asked for a cli every month for Sh & Giggles and never thought they would give me one.

I'm over the moon about this small increase, it's the little things that make me happy.

For anyone interested my Fico TU is 770 and utilization is 10%

Congratulations 🎊🎉 on the increase. I find BOA to be very generous. Within 1.5 yrs or so I went from 2k to over 30k. CL. All Soft pulls online. I give them monthly spend of about 1500.00 and I'm sitting at a 761 middle Fico 8 score. My income may come into play as well.

Credit is a lot like a Reputation....It takes 20 years to build it and five minutes to ruin it. If you think about that, and you will do things differently.