BOA travel rewards recon success

sumthin28 · ‎08-11-2014

So my mini app spree turned into a major app spree because I was so excited about the success I had with Chase and Discover. I applied for Amex Everyday and was approved instantly for 1k Applied for the Bank of America Travel rewards card and got the 30 day message. I called a couple days later and was told I was declined, I asked for a recon and was transferred to what sounded like a kid in his 20's. I wasn't optimistic but he put me on hold, came back and asked me a few questions then approved me for a 1k line travel rewards card. I almost didnt call because I was already pretty happy with all the new cards I have gotten, So glad I did.

Starting Score 520
Current Score 649 Ex 658 Eq 665 Tu
Goal 700
AmEx everyday 1000 Boa travel rewards !000 Barclays 1300 Chase Freedom 3500 DiscoverIT 1400 Cap 1 Quicksilverone 300 Wallmart 600 Lowes 300 Paypal 500

j_casteel · ‎08-11-2014

Congrats...did you expect a kid in his 40s to help you?

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

coldnmn · ‎08-11-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

sumthin28 · ‎08-11-2014

lol no I'm just used to speaking with much older sounding people when I call credit anylists.

Starting Score 520
Current Score 649 Ex 658 Eq 665 Tu
Goal 700
AmEx everyday 1000 Boa travel rewards !000 Barclays 1300 Chase Freedom 3500 DiscoverIT 1400 Cap 1 Quicksilverone 300 Wallmart 600 Lowes 300 Paypal 500

-Wade- · ‎08-11-2014

@sumthin28 wrote:
So my mini app spree turned into a major app spree because I was so excited about the success I had with Chase and Discover. I applied for Amex Everyday and was approved instantly for 1k Applied for the Bank of America Travel rewards card and got the 30 day message. I called a couple days later and was told I was declined, I asked for a recon and was transferred to what sounded like a kid in his 20's. I wasn't optimistic but he put me on hold, came back and asked me a few questions then approved me for a 1k line travel rewards card. I almost didnt call because I was already pretty happy with all the new cards I have gotten, So glad I did.

Congras on your recon success

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

alvon123 · ‎08-11-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

B335is · ‎08-11-2014

Congrats! BoA is pretty decent with recon requests.

Kenny · ‎08-11-2014

@sumthin28 wrote:
So my mini app spree turned into a major app spree because I was so excited about the success I had with Chase and Discover. I applied for Amex Everyday and was approved instantly for 1k Applied for the Bank of America Travel rewards card and got the 30 day message. I called a couple days later and was told I was declined, I asked for a recon and was transferred to what sounded like a kid in his 20's. I wasn't optimistic but he put me on hold, came back and asked me a few questions then approved me for a 1k line travel rewards card. I almost didnt call because I was already pretty happy with all the new cards I have gotten, So glad I did.

Congratulations on your approval! Thanks for sharing.

Take the myFICO Fitness Challenge

Anonymous · ‎08-11-2014

Congrats! Great recon.