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BOFA CLI - Generous!

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Anonymous
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BOFA CLI - Generous!

I've had my BOFA Cash Rewards for a few years now.  Had a 3k limit.  Over the summer I called a few times and got my APR reduced twice, they also raised my limit to $12,500.

 

The "request increase" popped up today, so I said what the hell.. clicked it, asked for 25k thinking I'd get a counter... nope, approved!! 

 

Scores in High 700's, Util around 20%. 

 

Wish I asked for more now lol --- meanwhile, CapitalOne won't move on my stingy $3500 or lower the ridic %25 APR. 

 

 

Message 1 of 16
15 REPLIES 15
Curious_George2
Valued Contributor

Re: BOFA CLI - Generous!

Congrats!

 

If you're serious about wishing you had requested more, I think you might still be able to. If the link is still there, you might be able to submit another request today. @coldfusion is the expert on this. 

Message 2 of 16
M_Smart007
Legendary Contributor

Re: BOFA CLI - Generous!

Congratulations!

Message 3 of 16
coldfusion
Credit Mentor

Re: BOFA CLI - Generous!


@Curious_George2 wrote:

Congrats!

 

If you're serious about wishing you had requested more, I think you might still be able to. If the link is still there, you might be able to submit another request today. @coldfusion is the expert on this. 


Yes you can give it another shot, but expect to get a 7-10 day response so that an underwriter can review the request. 

 

You can expect the link to no longer be there tomorrow morning. 

 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 4 of 16
dudefromtx
Established Contributor

Re: BOFA CLI - Generous!

Congrats on the CLI!

Message 5 of 16
AllZero
Mega Contributor

Re: BOFA CLI - Generous!

Congratulations on your CLI!
Message 6 of 16
blindambition
Senior Contributor

Re: BOFA CLI - Generous!

Congrats on that spectacular CLI!!! That certainly lowers your aggregate utilization!!!

Smiley Happy

Message 7 of 16
gdale6
Moderator Emeritus

Re: BOFA CLI - Generous!

Pretty good CLI, grats on getting it all Smiley Happy

Message 8 of 16
cashorcharge
Community Leader
Super Contributor

Re: BOFA CLI - Generous!

Congratulations on your CLI with BofA!  Oddly enough, I have found them to be more generous during COVID than in previous years on my relationship with them!  Happy for you!!

Message 9 of 16
Iusedtolurk
Established Contributor

Re: BOFA CLI - Generous!


@Anonymous wrote:

I've had my BOFA Cash Rewards for a few years now.  Had a 3k limit.  Over the summer I called a few times and got my APR reduced twice, they also raised my limit to $12,500.

 

The "request increase" popped up today, so I said what the hell.. clicked it, asked for 25k thinking I'd get a counter... nope, approved!! 

 

Scores in High 700's, Util around 20%. 

 

Wish I asked for more now lol --- meanwhile, CapitalOne won't move on my stingy $3500 or lower the ridic %25 APR. 

 

 


Congrats on the mega cli!

Message 10 of 16
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