No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I've had my BOFA Cash Rewards for a few years now. Had a 3k limit. Over the summer I called a few times and got my APR reduced twice, they also raised my limit to $12,500.
The "request increase" popped up today, so I said what the hell.. clicked it, asked for 25k thinking I'd get a counter... nope, approved!!
Scores in High 700's, Util around 20%.
Wish I asked for more now lol --- meanwhile, CapitalOne won't move on my stingy $3500 or lower the ridic %25 APR.
Congrats!
If you're serious about wishing you had requested more, I think you might still be able to. If the link is still there, you might be able to submit another request today. @coldfusion is the expert on this.
Congratulations!
@Curious_George2 wrote:Congrats!
If you're serious about wishing you had requested more, I think you might still be able to. If the link is still there, you might be able to submit another request today. @coldfusion is the expert on this.
Yes you can give it another shot, but expect to get a 7-10 day response so that an underwriter can review the request.
You can expect the link to no longer be there tomorrow morning.
Congrats on the CLI!
Congrats on that spectacular CLI!!! That certainly lowers your aggregate utilization!!!
![]()
Pretty good CLI, grats on getting it all ![]()
Congratulations on your CLI with BofA! Oddly enough, I have found them to be more generous during COVID than in previous years on my relationship with them! Happy for you!!
@Anonymous wrote:I've had my BOFA Cash Rewards for a few years now. Had a 3k limit. Over the summer I called a few times and got my APR reduced twice, they also raised my limit to $12,500.
The "request increase" popped up today, so I said what the hell.. clicked it, asked for 25k thinking I'd get a counter... nope, approved!!
Scores in High 700's, Util around 20%.
Wish I asked for more now lol --- meanwhile, CapitalOne won't move on my stingy $3500 or lower the ridic %25 APR.
Congrats on the mega cli!