BRB garden....Old Navy and TJ Maxx Approval

[Foodie2018]

Ok, so I should be gardening, but I slipped out for a sec to pick up Old Navy Visa $800 and TJ Maxx $200 ( are they serious?). I really would like to believe these are just temporary SLs.

I will be giving Credit Solutions a call tomorrow and hopefully get an increase. Overall, I'm a happy camper...ON gives ridiculous rewards and I'm always in there anyway shopping for myself and kids...so I'm excited.

Ok, headed back to my lush garden now : )

[bizarrocreditworld]

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@Foodie2018 wrote:

Ok, so I should be gardening, but I slipped out for a sec to pick up Old Navy Visa $800 and TJ Maxx $200 ( are they serious?). I really would like to believe these are just temporary SLs.

I will be giving Credit Solutions a call tomorrow and hopefully get an increase. Overall, I'm a happy camper...ON gives ridiculous rewards and I'm always in there anyway shopping for myself and kids...so I'm excited.

Ok, headed back to my lush garden now : )

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Congratulations on the new cards.

ON is one of my favorite stores and I started with a $200 store card. I got it up to $10,000 within six months (enough to buy clothes for my entire block) and realized after I made Navyist status that I had enough clothes for the next two years and I only used $600 in any given month (which I PIF). I reduced it to $5,000, but would have kept it at $10,000 for a Visa. 

One thing that probably helped was that Synchrony likely (but not definitely) pulled TU, which is both your highest score and over 700.

[Foodie2018]

Its crazy because I never knew that ON offered a Visa card, so again I'm siked! Plus, it will come in handy for back to school uniforms etc.

$10k is alot of sweaters and jeans!

[Anonymous]

Congrats on both approvals

[Foodie2018]

What is this mythical "Synchrony Luv"? I called to get my SL increased and I was denied. The rep was unable to verify my phone number or send me a verification text. I will get a letter explaining the reason for the denial.

[Anonymous]

I'm new to the forum, and I see this is an old post, but thought I'd reach out I literally was just approved (via telephone) for the Old Navy store card with a low limit of $200. I have read all over that you can request CLIs but my question, is when? or how soon? I don't have my card yet, so should I wait for my card to arrive and create an online account to use the chat feature?

[Foodie2018]

Welcome! And congratulations on your approval.

Your Old Navy CL may just be temporary. They report fairly quickly to the CRA's and I saw that I had a $1000 CL, before I even got the card. The day that I was approved, I called the number for an CLI, but was flatly denied. However, other people in the forums have gotten increases well beyond double or triple their original CL. I don't know Synchrony bank's rhyme or reason when it comes to that. But, its worth a try! Call them up.

Post an update when you do it.

Good luck !

[Anonymous]

I just applied for the Old Navy credit card and got the 7-10 days message. Does anyone have a number I can call to know the status of my application.