cancel
Showing results for 
Search instead for 
Did you mean: 

Back from the dead approval

tag
Meanmchine
Super Contributor

Back from the dead approval

A month ago, I cold apped for the G-Bank Siggy Visa card.  Was approved for $9.6k "subject to identity verification."

Chiit.

I  got a bad feeling.  They asked me to take a phote of ID with my phone and then did a 30 second facial selfie

UNABLE TO VERIFY

My phone cameras are a piece of krapp.  

I called cust service and asked if I could redo the verification with a different phone.  I  was told once it is denied because for verification, the app is closed and cant be appealed.

I  said skrew it and apped for and approved for USBank Alt Go card.

 

Fast forward to yesterday when I got an email from G-Bank telling  me my application has been APPROVED.  Card should arrive in  7 days.

Separate email was a link where I could get full account details and start using account immediately.

 

Their online account setup is kinda screwey. Took a bit to finish it. Example, you cant activate your account unless you select a pin for atm withdrawls.  ( I think their credit card and debit card activation share the same activation program)

 

Approved for the original $9.6k, Apr unknown. HP Experian 838 pulled

 

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 1 of 18
17 REPLIES 17
FicoMike0
Senior Contributor

Re: Back from the dead approval

Congratulations!

 

Message 2 of 18
MsSecondChance
Regular Contributor

Re: Back from the dead approval

Congratulations! 🥳

Ch 13 filed 6/2018
Ch 13 discharged 7/2024
TU 794
EX 796
EQ 806
Message 3 of 18
JoeRockhead
Community Leader
Super Contributor

Re: Back from the dead approval

Congratulations on your approval revived from the grave!

Message 4 of 18
firefox100
Senior Contributor

Re: Back from the dead approval

Congrats on getting the GBank visa, I got a Preapproval letter from them did not go through the process I have skittish feeling about this bank. I do not want to take the chance that I would have problem with visual verification I am blind and my eyes do not focus, Couple months ago I renewed my passport and had problem with face scan was able to over come this US gov by signing  that I am blind don't think that it would be that easy with G Bank.

Message 5 of 18
Copenix
Frequent Contributor

Re: Back from the dead approval

Interesting verification process. But glad it turned out well for you in the end.

 

Congrats on both approvals! Enjoy your new cards.

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $117.8K | Utilization 0.9%

FICO 8s March 2026


Message 6 of 18
Dcowboy08
Regular Contributor

Re: Back from the dead approval

Gratz! It reminds me of when the warning says... Do Not Hit Button More Than Once... and eight cups of coffee have kicked in...

Message 7 of 18
Meanmchine
Super Contributor

Re: Back from the dead approval


@Dcowboy08 wrote:

Gratz! It reminds me of when the warning says... Do Not Hit Button More Than Once... and eight cups of coffee have kicked in...


Or it tells you not to refresh the page but the wheel has been spinning for 15 minutes

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 8 of 18
cashorcharge
Community Leader
Super Contributor

Re: Back from the dead approval

WOOHOO!! Congratulations on your Approval!!👏🏼🍾🥂

Message 9 of 18
zerofire
Valued Contributor

Re: Back from the dead approval

Congratulations on your new found liquidity!

I see someone has decided to follow in my footsteps with GBank. Be aware that this card is seriously missing certain features that would make it worth using compared to other 2% cards. You cannot do most servicing like change the due date, changing products(no other accounts), CLi's, etc. The issuer is reasonably easy to approve and I guess the verification is not that hard. I did have a better camera though perhaps.

 

Personally I like the white card design that reminds me of Blispay and the fact that now you can say your a real G. 

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Customized Cash Rewards VSC, Unlimited Cash Rewards WMC{PT}), Capital One (Discover It DC, Savor WEMC), Chase (Amazon Prime VSC, Freedom Flex WEMC [x2]), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC{S}, FNBO Ducks Unlimited VSC, GBank VSC, Imprint Rakuten AC, PenFed Pathfinder Rewards VSC, Santander Ultimate Cash Back WMC, Synchrony (OnePay Walmart CashRewards MC, PayPal Cashback WMC), UMB Simply Rewards VSC[Milford Federal], US Bank (Cash+ VSC [x2], Kroger Rewards WEMC, Pick n Save/Metro Market Rewards WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Aven, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
Message 10 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.