cancel
Showing results for 
Search instead for 
Did you mean: 

Back in with AMEX

tag
sports1965
Frequent Contributor

Back in with AMEX

Well i am back in with AMEX 6 years after BK7 discharge

Applied for the DELTA AMEX card and bam instant approval $1400 CL

Amex was included in my BK

 Now what are the do's and don'ts as far as what AMEX likes ?

Will they use the same credit pull if i apply for another card?

Message 1 of 16
15 REPLIES 15
Anonymous
Not applicable

Re: Back in with AMEX

As long as you apply for a charge card and not another revolver, it's very likely not going to be another HP. I was approved last year for the PRG and BCP off the same HP. Congrats on your approval and Welcome back to the AMEX family!
Message 2 of 16
fltireguy
Valued Contributor

Re: Back in with AMEX

You have to wait at least 5 days before applying for another revolver.  My first card was a Delta last month, followed by a BCP and SPG a week after (both went pending for a week).. Both seemed to be approved off of a SP, followed by a HP a day after...

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 3 of 16
Anonymous
Not applicable

Re: Back in with AMEX


@Anonymous wrote:
As long as you apply for a charge card and not another revolver, it's very likely not going to be another HP. I was approved last year for the PRG and BCP off the same HP. Congrats on your approval and Welcome back to the AMEX family!

+1

Message 4 of 16
Anonymous
Not applicable

Re: Back in with AMEX

Congrats on your journey back!!

Message 5 of 16
Anonymous
Not applicable

Re: Back in with AMEX

Congrats to you on the approval! Happy for you - Smiley Happy

Message 6 of 16
Anonymous
Not applicable

Re: Back in with AMEX

Congrats on the approval! It is encouraging to see Amex took you back that soon after IIB. I waited 10 years until my BK fell off my report to even try getting back in.

 

The Platinum charge card is an excellent product to go along with the Delta card if you use enough of the travel benefits to make it worth the $450 AF. Should be the same hard pull as your Delta if you apply within 5 days.  (I've only had the Platinum for one month and I use it constantly - in fact, I'm posting this from the Centurion Lounge at LGA right now, with a nice breakfast courtesy of Amex!)

Message 7 of 16
Indycoltsfan
Regular Contributor

Re: Back in with AMEX

Congratulations!!  

Message 8 of 16
Anonymous
Not applicable

Re: Back in with AMEX

Congrats!

Message 9 of 16
Anonymous
Not applicable

Re: Back in with AMEX

Congratulations on your success! I am still blacklisted after my Chapter 13 in 2008. You are very fortunate!

Message 10 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.