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Bank of America BankAmericard $4500 SL

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SouthJamaica
Mega Contributor

Bank of America BankAmericard $4500 SL

I received a mailer for Bank of America, BankAmericard, pre-selected, not preapproval. I applied using the supplied code, was approved for $4500 starting limit.

 

HP EX where FICO 8 was 718.

Inquiry dropped EX FICO 8 to 715.

There was 1 scorable prior inquiry.

Aggregate revolving utilization was very high, ~ 80%.

Revolving accounts 2/24

No recent revolving accounts.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 1 of 10
9 REPLIES 9
Rdbeetle
Valued Contributor

Re: Bank of America Americard $4500 SL

Congrats on your $4.5k BoA approval!

SchoolsFirst FCU Rewards WMC $25k
US Bank Smartly VS $15k
AMEX BCE $10k
Walmart CashRewards WMC $8k
FICO 8 Scores: EX 799 I TU 810 I EQ 809
Message 2 of 10
JoeRockhead
Community Leader
Super Contributor

Re: Bank of America BankAmericard $4500 SL

Congratulations on your approval!

Message 3 of 10
NoMoreDebt
Senior Contributor

Re: Bank of America BankAmericard $4500 SL

Congrats

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 4 of 10
NoMoreE46
Community Leader
Senior Contributor

Re: Bank of America BankAmericard $4500 SL


@SouthJamaica wrote:

I received a mailer for Bank of America, BankAmericard, pre-selected, not preapproval. I applied using the supplied code, was approved for $4500 starting limit.

 

HP EX where FICO 8 was 718.

Inquiry dropped EX FICO 8 to 715.

There was 1 scorable prior inquiry.

Aggregate revolving utilization was very high, ~ 80%.

Revolving accounts 2/24

No recent revolving accounts.



Cool an Approval with 80% UTI on your total exposure.

Message 5 of 10
cashorcharge
Community Leader
Super Contributor

Re: Bank of America BankAmericard $4500 SL

That’s Terrific!! Congratulations @SouthJamaica on your Approval!!👏🏼🍾🥂

Message 6 of 10
gingerflower
Senior Contributor

Re: Bank of America BankAmericard $4500 SL

Congrats

Message 7 of 10
Snook_on_the_Line
Established Contributor

Re: Bank of America BankAmericard $4500 SL

Congrats    

that seems like a pretty good starting limit taking into consideration your at 80%uti

NFCU Flagship $29k
Lowe's Rewards $35k
Chase Prime VS $17.5k
Citi Custom Cash $16.4k
Citi AA Platinum $18.8k
Citi AA Platinum $9.5k
USBank Smartly $10k
Prime Store Card $7.5k
Cap1 Savor $2750
BofA Customized Cash $2.5k
Ficos in the 750s
8% uti (0% BTs)

US Bank Business Triple Cash $3k
Message 8 of 10
MySunrise271
Established Contributor

Re: Bank of America BankAmericard $4500 SL

Congratulations on your BoA credit card approval 🎉🎉🎉

Message 9 of 10
CreditAggie
Community Leader
Super Contributor

Re: Bank of America BankAmericard $4500 SL

Congratulations on your BofA approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 10
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