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Bank of America Customized Cash Rewards Approval with Data Points

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NoHardLimits
Valued Contributor

Re: Bank of America Customized Cash Rewards Approval with Data Points

Here is a rather surprising data point.  My first statement cut 4 days after my application was approved.  It cut before I even received the card in the mail to activate.  The new account is already reporting today on EQ and EX, but not TU.  Zero balance, of course.  

 

Edit to add:  The new account started reporting on TU one day after EQ and EX.  No FICO8 scoring change yet on any bureau, but I was already on a "new revolver" scorecard.  AAoA decreased by 3 months.

November 2025 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 38 yrs | AoYRA: less than 1 yr | New Accounts: 1/6, 2/12, 3/24 | Util: 1% | DTI: 1%
Message 11 of 11
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