Bank of America Recon Success

DaJagman · ‎12-26-2013

This is my first post. I truly want to thank you guys for all the great information. Was declined the B of A Travel Rewards Visa last week and was able to call and get it approved for a 2500 dollar initial credit line. I was prepared thanks to information provided in this forum. Happy Holidays to you all!!!

FICOs: EX: 840, EQ: 850, TU: 841
Bank of America Cash Rewards 50k
Diners Club Premier 40k
Chase Sapphire Reserve 50k
American Express Platinum NPSL
Discover it 47K

CardsLifeLine · ‎12-26-2013

Congratulations ...would be great if you can share some information on your credit profile like # of inquiries, AAOA, annual salary and how you convinced them for an approval.

USBank Cash+(14K)/Penfed Rewards Visa Sigg (25K)/ Penfed Promise card (5K)/ Penfed Amex Travel Rewards card(20K)/AMEX ZYNC (NPSL)/AMEX Startwood(9K)/AMEX COSTCO(5K)/AMEX EVERY DAY (10K)/AMEX HILTON HONOURS (8K)/CHASE FREEDOM(4K)/Chase Salte(12K)/AMEX Fidelity Investments(7.5K)/BOA Better Balance Rewards(5K)/BoA Travel Signature Card (10K)/BoA rewards cards (15K)/AMEX MACYS(6K)/Barclaycard Rewards(3K)/Salie Mea (5K)/DISCOVER IT(7K)/ DCU VISA Platinum Card(7.5K)/PAYPAL MASTER CARD(8K)/GAP(4.5K)/US Bank Flex Rewards (6K)/ Best Buy (4k)/Gymbore Visa card(6K)/ TARGET(600)/CHILDREN PLACE(900)/WALMART DISCOVER(8K)/TOY R US MASTER CARD(8K)/JCP(4K)/KOHLS(400)– Total 31 Cards

Longroad · ‎12-26-2013

@CardsLifeLine wrote:
Congratulations ...would be great if you can share some information on your credit profile like # of inquiries, AAOA, annual salary and how you convinced them for an approval.

+1

congrats

09Lexie · ‎12-26-2013

Welcome to the forum! Congratulations on your approval.

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DaJagman · ‎12-26-2013

I came off a debt management plan in August of 2013. AAoA is 11 years 2 months. had 2 30 day late payments with Bof A in August of 2009. Current Experian Score is 682 and I make roughly 70,000 a year. We spoke for about 15 minutes about the late payments which happened when I had been laid off.

FICOs: EX: 840, EQ: 850, TU: 841
Bank of America Cash Rewards 50k
Diners Club Premier 40k
Chase Sapphire Reserve 50k
American Express Platinum NPSL
Discover it 47K

myjourney · ‎12-26-2013

Welcome to the forum and congrats on the new card and using the info found here to be successful

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

coldnmn · ‎12-26-2013

Congrats! Welcome to the forum and thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

gdale6 · ‎12-26-2013

Congrats on your successful recon

efranklin23 · ‎12-26-2013

@DaJagman wrote:
This is my first post. I truly want to thank you guys for all the great information. Was declined the B of A Travel Rewards Visa last week and was able to call and get it approved for a 2500 dollar initial credit line. I was prepared thanks to information provided in this forum. Happy Holidays to you all!!!

Congrats on your appproval! I just recently got an CLI on this card. Enjoy the card!

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)

asphaltcowboy · ‎12-26-2013

Congrats on your approval, WTG !!

Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013