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Barclay Apple Rewards

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Way
Contributor

Barclay Apple Rewards

Planning to purchase a new Imac soon and thought I might take advantage of their 0% financing.  No previous relationship with Barclay, but decided to take a swing last night as I'd read the approval requirement on the Apple Reward card are fairly lax.

 

Hopefully this opens the door for better Barclay cards down the road.

 

$2000 instant approval.  No dice on recon request to $3000.

 

TU Fako - 680

Inquiries - 6

No collections

2 Settled Chargeoffs from early 2015

1 Late in Past year, 4 Lates in Past 2 Years (as of June I'll be down to 1 late in 2 years)

1 Auto and 3 New Revolving Accounts in last 6 mo

Home Depot - $14300 | Care Credit - $11000 | CCUFL - $10000 | Penfed - $7500 | BECU - $7500 | DCU - $7500 | Overstock - $7200 | Discover it Miles - $5500 | Amex Hilton Aspire - $5100 | Discover it Cash Back - $4200 | Cap One QS1 - $2000 | WF Cashwise - $2000 | Apple - $2000 | Citi AA - $1500 | Amazon - $1200 | Sync Car Care - $1200 | Amex Delta Gold - $1000 | Amex BCP - $1000 | Barclay's Apple - $1000 | Cap One QS1 - $850 | Lowes - $500 | Bealls - $350 | Kohls - $300 | Target - $300
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Barclay Apple Rewards

Congratulations!! Take a picture of the new iMac alright Smiley Happy

Message 2 of 10
Anonymous
Not applicable

Re: Barclay Apple Rewards

Congrats on approval !!!

 

 

Message 3 of 10
pinkandgrey
Senior Contributor

Re: Barclay Apple Rewards

Congrats! Sorry the recon didn’t work for you! Seems like 2k is their default SL for that card. Enjoy your new computer!
Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k
Message 4 of 10
Anonymous
Not applicable

Re: Barclay Apple Rewards

Is it only 2% when using Apple pay? And what do they pull? Not to sound ignorant I just haven't spent much time reading on the Apple card. Not a huge fan.

 

Congrats on the approval!! 

Message 5 of 10
Anonymous
Not applicable

Re: Barclay Apple Rewards


@Anonymous wrote:

Is it only 2% when using Apple pay? And what do they pull? Not to sound ignorant I just haven't spent much time reading on the Apple card. Not a huge fan.

 

Congrats on the approval!! 


This is not the new Apple card by Goldman Sachs. This is the existing Apple credit card thru Barclay. 

 

  • 3 points on Apple purchases (Apple.com, Apple Store, App Store, iTunes, if you are on the iPhone upgrade program and pay the monthly fee with this card you also get 3 points)
  • 2 points at restaraunts
  • 1 point everywhere else
Message 6 of 10
Anonymous
Not applicable

Re: Barclay Apple Rewards


@Anonymous wrote:

@Anonymous wrote:

Is it only 2% when using Apple pay? And what do they pull? Not to sound ignorant I just haven't spent much time reading on the Apple card. Not a huge fan.

 

Congrats on the approval!! 


This is not the new Apple card by Goldman Sachs. This is the existing Apple credit card thru Barclay. 

 

  • 3 points on Apple purchases (Apple.com, Apple Store, App Store, iTunes, if you are on the iPhone upgrade program and pay the monthly fee with this card you also get 3 points)
  • 2 points at restaraunts
  • 1 point everywhere else

Thank you for the clarification.. obviously I was confused lol!

Message 7 of 10
Way
Contributor

Re: Barclay Apple Rewards

It's not a great card really.  Zero % for the Apple store and a foot in the door with Barclay.  I'll get $50 in app store / music cards for my purchase!  Smiley Tongue

Home Depot - $14300 | Care Credit - $11000 | CCUFL - $10000 | Penfed - $7500 | BECU - $7500 | DCU - $7500 | Overstock - $7200 | Discover it Miles - $5500 | Amex Hilton Aspire - $5100 | Discover it Cash Back - $4200 | Cap One QS1 - $2000 | WF Cashwise - $2000 | Apple - $2000 | Citi AA - $1500 | Amazon - $1200 | Sync Car Care - $1200 | Amex Delta Gold - $1000 | Amex BCP - $1000 | Barclay's Apple - $1000 | Cap One QS1 - $850 | Lowes - $500 | Bealls - $350 | Kohls - $300 | Target - $300
Message 8 of 10
xaximus
Valued Contributor

Re: Barclay Apple Rewards

Congrats on the approval!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 9 of 10
Marz2002
Senior Contributor

Re: Barclay Apple Rewards

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on your Approval, the Very Nice SL, and Thanks for the DPs!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 10 of 10
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