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Barclay Auto CLI!!!

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LS2982
Mega Contributor

Re: Barclay Auto CLI!!!


@masscredit wrote:

I logged into my Barclay's account a few minutes ago and it said that my CL jumped from $2000.00 to $3700.00. I didn't believe it so I called the automated service. Received the same info. I started dancing around like Snoopy!!!   It might not be a big deal to some and it isn't what I had 5 years ago but it's my first major CLI since my BK in '10. 

 

It's interesting that some cards like Walmart, which is supposed to be fairly easy, denied me for an increase but then Barclay's almost doubles my CL and is the highest that I have now.  But, this is a good example of what people on here have said, make your payments, give it time and good things will happen. 

 

I don't know if it's a coincidence or not but in the last two weeks I've received a no interest offer for the iPhone 5 from Barclays and also 3 checks that can be used for cash or balance transfers. First time receiving anything like that from them and then I see a CLI.

 

 


CONGRATS!!!!

 

I'm hoping for some auto luv too but my high balance on the card might take it away!




EQ FICO 548 3/3/16
Message 11 of 23
djc1puno
Valued Contributor

Re: Barclay Auto CLI!!!

congratz on the cli! i've got 2 months to go before they auto review my account...hopefully i'll be as lucky as you Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 12 of 23
Anonymous
Not applicable

Re: Barclay Auto CLI!!!

When do they review your account? I've had my card since the beginning of the month. I was thinking it was 6 months right?

 

 

Message 13 of 23
LS2982
Mega Contributor

Re: Barclay Auto CLI!!!


@Anonymous wrote:

When do they review your account? I've had my card since the beginning of the month. I was thinking it was 6 months right?


Every 6 months they do a review. Any CLI request they do a manual review if not instant approved.




EQ FICO 548 3/3/16
Message 14 of 23
Anonymous
Not applicable

Re: Barclay Auto CLI!!!

I read that with new accounts, they can do a CLI with a soft pull. But I'm not sure what classifies as "new". Perhaps i should call them and see since I've had the card for less than a month.

Message 15 of 23
LS2982
Mega Contributor

Re: Barclay Auto CLI!!!


@Anonymous wrote:

I read that with new accounts, they can do a CLI with a soft pull. But I'm not sure what classifies as "new". Perhaps i should call them and see since I've had the card for less than a month.


Nope, if there is any SP CLI luv it is auto luv, Any request for CLI's is HP.




EQ FICO 548 3/3/16
Message 16 of 23
Anonymous
Not applicable

Re: Barclay Auto CLI!!!

Congrats! Nice increase!
Message 17 of 23
Rhaeny
Valued Contributor

Re: Barclay Auto CLI!!!

Congrats!

 

Waiting on mine that hasn't appeared yet...LOL!

Cap1 Quicksilver 20K | Chase Amazon Visa 10K | Chase Freedom13.1K | Citizens Bank MC 8K | Citibank MC 5.2K | Discover 5.5K | Home Depot 6K | Bank of America Visa 12K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 4.5K | Merrick Visa 2.3K | Verizon Visa 500 | Amazon Store 1.8K



Fico Score 8: Equifax 757 | Transunion 758 | Experian 742
Message 18 of 23
djc1puno
Valued Contributor

Re: Barclay Auto CLI!!!

when i got my welcome email from barclay, it said after 5 months my account will be reviewed for cli...i think their auto reviews are sp, just like it's been mentioned here Smiley Happy

 

edit: email says: remember after 5 on-time payments your account will be reviewed for credit limit increase



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 19 of 23
masscredit
Senior Contributor

Re: Barclay Auto CLI!!!

Hopefully I can just  using it, making healthy payments and it will continue with increases like this.

 

For those of you that have a Barclay card (I have their Apple version), what is your interest rate?  I believe it's considered a prime card but my rate is 22.9%. 

EQ - 698 / TU - 682 / EX - 692

Capital One Savor - $17000 / AAA Travel Advantage Visa - $14000 /Capital One Venture - $13000 /Bread Rewards AMEX - $11950 /Apple Card - $8500/ TD Cash Card - $7500 / TD Double Up - $7000 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $600
$91,850
DCU Auto Loan
Message 20 of 23
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