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@masscredit wrote:I logged into my Barclay's account a few minutes ago and it said that my CL jumped from $2000.00 to $3700.00. I didn't believe it so I called the automated service. Received the same info. I started dancing around like Snoopy!!! It might not be a big deal to some and it isn't what I had 5 years ago but it's my first major CLI since my BK in '10.
It's interesting that some cards like Walmart, which is supposed to be fairly easy, denied me for an increase but then Barclay's almost doubles my CL and is the highest that I have now. But, this is a good example of what people on here have said, make your payments, give it time and good things will happen.
I don't know if it's a coincidence or not but in the last two weeks I've received a no interest offer for the iPhone 5 from Barclays and also 3 checks that can be used for cash or balance transfers. First time receiving anything like that from them and then I see a CLI.
CONGRATS!!!!
I'm hoping for some auto luv too but my high balance on the card might take it away!
congratz on the cli! i've got 2 months to go before they auto review my account...hopefully i'll be as lucky as you ![]()
When do they review your account? I've had my card since the beginning of the month. I was thinking it was 6 months right?
@Anonymous wrote:When do they review your account? I've had my card since the beginning of the month. I was thinking it was 6 months right?
Every 6 months they do a review. Any CLI request they do a manual review if not instant approved.
I read that with new accounts, they can do a CLI with a soft pull. But I'm not sure what classifies as "new". Perhaps i should call them and see since I've had the card for less than a month.
@Anonymous wrote:I read that with new accounts, they can do a CLI with a soft pull. But I'm not sure what classifies as "new". Perhaps i should call them and see since I've had the card for less than a month.
Nope, if there is any SP CLI luv it is auto luv, Any request for CLI's is HP.
Congrats!
Waiting on mine that hasn't appeared yet...LOL!
when i got my welcome email from barclay, it said after 5 months my account will be reviewed for cli...i think their auto reviews are sp, just like it's been mentioned here ![]()
edit: email says: remember after 5 on-time payments your account will be reviewed for credit limit increase
Hopefully I can just using it, making healthy payments and it will continue with increases like this.
For those of you that have a Barclay card (I have their Apple version), what is your interest rate? I believe it's considered a prime card but my rate is 22.9%.