I really wasn't expecting to like my Barclay Wyndham Visa (no AF) as much as I do, but after the 75K SUB plus my spend, I've accumulated around 100K points which I've used for a number of free nights. I run $2500-$3000 per month through the card and PIF. I requested a CLI a month or so ago but was declined. 🤷 However, I just tried again, requesting an additional $5K, and was approved. I've had the card 5-6 months and it now sits at $15K.
Barclays has always been incredible for me after the initial declines. I always call the backdoor analyst number and get the declines overturned. AAviator and Business Wyndham were both instant decline and were approved by analyst. Both got CLI two months after opening with same scenario. At month five, again, CLI declined and then approved by analyst.
NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 30k | Delta Gold Amex 40K | Discover IT 25K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
