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@Anonymous wrote:
CC I suggest you choose someone else. It aint happening over here lol
Sure, you don't *need* a 3rd one, but think about all the 5% back you can get. My 2nd SM would be to purchase Shell cards at Ralph's and get 2x the fuel points for those purchases. 5% back + 10-20 cents off per gallon at Shell is pretty sweet. It's hard to do that with a $250 cap. ![]()
@Anonymous wrote:
CC I suggest you choose someone else. It aint happening over here lol
Where is Baller when I need her...
@Anonymous wrote:
@dodgerslv wrote:big congrats HF on the SM! thinking about it myself but i think i am going to lower the limits on a couple of their cards...I have an Arrival+ with a 15k line (paid off last month) with a zero balance and the Hawaiin Airlines with a 16k line and no balance either. I think lowering the limit does help with instant approval.
Unless your internal limit with them proves to be elastic.
I may be at a limit with them..I have those two i mentioned plus a SM at 8400 limit (got a 400 auto increase last month...lol). and the Aviator at 5k (lowered that from 10k) so im about 42k total exposure. Dont want to have to call in then have them grill me about all my recent account openings...![]()
@dodgerslv wrote:
@Anonymous wrote:
@dodgerslv wrote:big congrats HF on the SM! thinking about it myself but i think i am going to lower the limits on a couple of their cards...I have an Arrival+ with a 15k line (paid off last month) with a zero balance and the Hawaiin Airlines with a 16k line and no balance either. I think lowering the limit does help with instant approval.
Unless your internal limit with them proves to be elastic.
I may be at a limit with them..I have those two i mentioned plus a SM at 8400 limit (got a 400 auto increase last month...lol). and the Aviator at 5k (lowered that from 10k) so im about 42k total exposure. Dont want to have to call in then have them grill me about all my recent account openings...
Don't enjoy those conversations either? ![]()
Awesome! Congratulations Heavenly!!!
Happy Friday to you too!

@Anonymous wrote:
Nix I dont do the card purchase thing. Have at it.
?
That wasn't me.
@Anonymous wrote:
@Anonymous wrote:
CC I suggest you choose someone else. It aint happening over here lolSure, you don't *need* a 3rd one, but think about all the 5% back you can get. My 2nd SM would be to purchase Shell cards at Ralph's and get 2x the fuel points for those purchases. 5% back + 10-20 cents off per gallon at Shell is pretty sweet. It's hard to do that with a $250 cap.
Sorry I'm late to the party, HF, but congratulations on the second Sallie Mae WMC!!! I am going to try to pick up a second one myself -- perhaps sooner rather than later, now that my TU has broken 700.
@Anonymous wrote:
@Anonymous wrote:
Nix I dont do the card purchase thing. Have at it.?
That wasn't me.
@Anonymous wrote:
@Anonymous wrote:
CC I suggest you choose someone else. It aint happening over here lolSure, you don't *need* a 3rd one, but think about all the 5% back you can get. My 2nd SM would be to purchase Shell cards at Ralph's and get 2x the fuel points for those purchases. 5% back + 10-20 cents off per gallon at Shell is pretty sweet. It's hard to do that with a $250 cap.
Yeah, I was going to say it sounded like she meant me. I'm slowly convincing myself to apply today actually.