This is only my second post and I'm rebuilding towards the top daily.
I applied and was approved for Barclay rewards on 11/2013 with a credit limit of $500.
Never seen an auto CLI. Called last month because of what I had been reading on this board and given an increase to $2000. Fast forward a month. Called today and spoke with a young lady and discussed options for a CLI becuase the holidays and she offered me another $2000 increase, now I'm sitting at $4000 with them. I thanked her kindly for everything they as a bank have done for me.
One thing I don't understand and maybe someone can chime in and assist me on this one, I opened a Walmart card roughly the sametime last year, was given $300, never received and auto CLI. Called them and the lady I spoke with said she would move me to $500 but no more. Is there something I am missing with Synchrony?
My oldest baddie is 3 years old now and that was the Ch. 7 bankruptcy. I always use the walmart card and PIF every few days.
Currrently my utilization is at 22% but I am about to make some payments that will drop me right about 10-12% untilization.
Now I'm sitting with:
Military Star 4700
Credit One 400
USAA 2000
Barclay 4000
Walmart 500
Cap One Quicksilver 300
Cap One Platinum 2000
Kay Jewelers 5100
Fingerhut 600
Total $19,600.00 in credit.
Needless to say, I am heading to the garden for the next 12-18 months.
Gardening Until Further Notice
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
